Ins pm gen exist dual lead at HCA HOUSTON MEDICAL CENTER

1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$156,717.96

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$156,717.96

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,944.00 with Aetna vs $95,000.00 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPExchange $1,944.00 ↓ -99%
Superior Health Plan STARPLUS $2,369.00 ↓ -98%
Superior Health Plan STARKids $2,369.00 ↓ -98%
Superior Health Plan STAR $2,369.00 ↓ -98%
Superior Health Plan CHPFC $2,369.00 ↓ -98%
Superior Health Plan CHIP $2,369.00 ↓ -98%
Aetna NBHMO $2,580.00 ↓ -98%
Aetna NBPOS $2,580.00 ↓ -98%
Aetna COMMPOS $2,742.00 ↓ -98%
Aetna COMMHMO $2,742.00 ↓ -98%
Aetna NBPPO $2,986.00 ↓ -98%
Aetna COMMPPO $3,174.00 ↓ -98%
Aetna OONHMO $3,228.00 ↓ -98%
Aetna OONPOS $3,228.00 ↓ -98%
Aetna ASAPOS $3,486.00 ↓ -98%
Aetna ASAHMO $3,486.00 ↓ -98%
Aetna OONPPO $3,732.00 ↓ -98%
Aetna ASAPPO $4,034.00 ↓ -97%
Humana HMO $4,690.00 ↓ -97%
Humana PPO $4,690.00 ↓ -97%
Cigna CSN $10,740.00 ↓ -93%
Cigna OpenAccessPlus $11,636.00 ↓ -93%
Healthcare Highways NarrowNetwork $12,167.00 ↓ -92%
Evry Health BroadNetwork $12,193.00 ↓ -92%
Cigna PPO $13,835.00 ↓ -91%
Oscar HIX $17,551.00 ↓ -89%
United MGMCD $18,234.27 ↓ -88%
Molina Healthcare CHIP $18,692.41 ↓ -88%
Molina Healthcare STAR $18,692.41 ↓ -88%
Molina Healthcare STARKIDS $18,692.41 ↓ -88%
Molina Healthcare STARPLUS $18,692.41 ↓ -88%
Community Health Choice MCD STAR $19,032.27 ↓ -88%
Community Health Choice MCD CHIP $19,032.27 ↓ -88%
Community Health Choice MCD CHIPPerinatal $19,032.27 ↓ -88%
Community Health Choice MCD STAR+PLUS $19,032.27 ↓ -88%
Humana MCD $21,241.38 ↓ -86%
Aetna Better Health MGMCD $21,452.09 ↓ -86%
Curative Administrators COMM $24,035.00 ↓ -85%
BCBS MyBlueHealth $25,545.03 ↓ -84%
United OptionsPPO $26,328.62 ↓ -83%
BCBS BAV $28,209.23 ↓ -82%
BCBS HMO $35,261.54 ↓ -78%
BCBS EPOSOA $36,045.13 ↓ -77%
BCBS Traditional $54,851.29 ↓ -65%
BCBS PPO $62,006.19 ↓ -60%
Christus (USFHP) TRICARE $62,687.18 ↓ -60%
United NarrowNetworkIndivExchange $64,880.00 ↓ -59%
United SmallGroup $66,500.00 ↓ -58%
United GlobalAppendix $70,523.08 ↓ -55%
Coventry National First Health COMM $83,530.67 ↓ -47%
United AllPayerAppendix $95,000.00 ↓ -39%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins pm gen exist dual lead at other Texas hospitals

Hospital City Cash price Negotiated range
Baylor St Luke's Medical Center Houston $19,435.50 $14,993.10 – $55,530.00
HCA HOUSTON WEST HOUSTON $40,560.00 $16,653.24 – $39,520.43
St. Luke's Health - The Vintage Hospital Houston $19,435.50 $14,993.10 – $55,530.00
HCA HOUSTON TOMBALL HOUSTON not published $16,993.10 – $39,520.43
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $28,383.36 $6,299.00 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $32,721.79 $6,735.24 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $29,876.42 $15,811.00 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $28,383.36 $16,556.96 – $58,392.49

All Texas hospitals for this procedure →