Ins pm gen exist dual lead at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19,435.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55,530.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,369.00 with Aetna vs $73,068.29 with NX Health — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|KelseyCare $1,369.00 ↓ -93%
KelseyCare Commercial|All Other Plans $1,518.30 ↓ -92%
Aetna Commercial|HMO $1,648.00 ↓ -92%
Humana Commercial|PPO $2,700.00 ↓ -86%
Humana Commercial|HMO $2,700.00 ↓ -86%
Cigna Commercial|Surefit $3,309.00 ↓ -83%
Cigna Commercial|HMO $3,646.00 ↓ -81%
Cigna Commercial|PPO $9,158.00 ↓ -53%
United Commercial|Exchange $10,290.00 ↓ -47%
OPTUM Medicare|All Plans $14,993.10 ↓ -23%
Renaissance Commercial|All Plans $16,187.44 ↓ -17%
Wellpoint Medicaid|STARKIDS $17,876.74 ↓ -8%
TCHP Medicaid|STARKIDS $17,876.74 ↓ -8%
TCHP Medicaid|All Other Plans $17,876.74 ↓ -8%
Wellpoint Medicaid|CHIP $17,876.74 ↓ -8%
Wellpoint Medicaid|All Other Plans $17,876.74 ↓ -8%
UNITED Medicaid|All Other Plans $18,234.27 ↓ -6%
UHC Medicaid|STARKIDS $18,234.27 ↓ -6%
UHC Medicaid|CHIP $18,234.27 ↓ -6%
BCBS Medicaid|All Plans $18,770.58 ↓ -3%
United Commercial|Charter $18,933.00 ↓ -3%
BCBS - TX Commercial|Blue Advantage Exchange $19,078.83 ↓ -2%
OPTUM Medicaid|STAR $20,090.76 ↑ +3%
CHC Medicaid|All Other Plans $20,558.25 ↑ +6%
BCBS - TX Commercial|MyBlue Health Exchange $20,895.86 ↑ +8%
United Commercial|PPO $21,036.00 ↑ +8%
United Commercial|HMO $21,036.00 ↑ +8%
BCBS Medicare|All Plans $22,482.55 ↑ +16%
Humana Medicare|All Other Plans $22,482.55 ↑ +16%
KELSEY Medicare|All Plans $22,482.55 ↑ +16%
CIGNA HEALTHSPRING Medicare|HMO $22,482.55 ↑ +16%
AETNA Medicare|TRANSPLANT $22,482.55 ↑ +16%
Humana Medicare|TRANSPLANT $22,482.55 ↑ +16%
CIGNA HEALTHSPRING Medicare|PPO $22,707.38 ↑ +17%
TCHPCHIP Medicaid|HMO $22,767.30 ↑ +17%
AETNA Medicare|All Other Plans $22,932.20 ↑ +18%
UHC-SecureHorizons Medicare|All Plans $22,932.20 ↑ +18%
Amerivantage Medicare|All Plans $23,157.03 ↑ +19%
SELECTCARE Medicare|All Plans $23,606.68 ↑ +21%
TCHP Medicaid|STAR $23,954.83 ↑ +23%
Wellpoint Medicaid|STAR $23,954.83 ↑ +23%
SCANHealth Medicare|All Plans $24,056.33 ↑ +24%
DEVOTED Medicare|All Plans $24,056.33 ↑ +24%
UNITED Medicaid|STAR $24,491.13 ↑ +26%
TCH Commercial|Transplant $24,988.50 ↑ +29%
United Commercial|Optum $26,099.10 ↑ +34%
KINDRED Medicare|All Plans $26,979.06 ↑ +39%
CHC Medicaid|STAR $27,530.18 ↑ +42%
Shell Commercial|All Plans $27,765.00 ↑ +43%
KelseyCare Commercial|Exchange $30,351.44 ↑ +56%
CHC Medicaid|CHIP $30,541.50 ↑ +57%
CHC Medicaid|HMO $30,541.50 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $30,541.50 ↑ +57%
Employer Direct Commercial|PPO $31,475.57 ↑ +62%
Cigna Lifesource Commercial|Transplant $33,318.00 ↑ +71%
Independent Med System Commercial|All Plans $33,318.00 ↑ +71%
Harris Health Commercial|ERS $33,723.82 ↑ +74%
Community Health Choice Commercial|All Other Plans $33,723.82 ↑ +74%
Community Health Choice Commercial|Exchange $33,723.82 ↑ +74%
Superior Health Plan Commercial|All Plans $33,723.82 ↑ +74%
Wellpoint Commercial|Exchange $33,723.82 ↑ +74%
Aetna Commercial|Exchange $34,623.13 ↑ +78%
First Health Commercial|All Plans $36,094.50 ↑ +86%
Coventry Commercial|PPO $36,094.50 ↑ +86%
Humana Commercial|Transplant $36,094.50 ↑ +86%
PHCS Savility Commercial|PPO $36,094.50 ↑ +86%
PHCS Commercial|PPO $36,094.50 ↑ +86%
BCBS - TX Commercial|Premier $37,930.53 ↑ +95%
Bright Health Commercial|All Plans $38,562.79 ↑ +98%
Healthsmart Commercial|PPO $38,871.00 ↑ +100%
Cigna Commercial|Transplant $38,871.00 ↑ +100%
Interlink Commercial|Transplant $38,871.00 ↑ +100%
Aetna Commercial|PPO $38,871.00 ↑ +100%
MultiPlan Commercial|All Plans $41,647.50 ↑ +114%
BCBS - TX Commercial|Transplant $41,853.84 ↑ +115%
Aetna Commercial|Transplant $42,202.80 ↑ +117%
OPTUM Medicaid|STARPLUS $45,878.89 ↑ +136%
BCBS - TX Commercial|HMO $46,334.30 ↑ +138%
USA Health Network Commercial|All Plans $47,200.50 ↑ +143%
BCBS - TX Commercial|PPO Trad $49,968.36 ↑ +157%
MHealth Network Commercial|PPO $55,530.00 ↑ +186%
UNITED Medicaid|STARPLUS $55,775.43 ↑ +187%
UHC Medicaid|STARPLUS $55,775.43 ↑ +187%
NX Health Commercial|PPO $73,068.29 ↑ +276%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins pm gen exist dual lead at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON MEDICAL CENTER Houston $156,717.96 $18,234.27 – $46,561.42
HCA HOUSTON WEST HOUSTON $40,560.00 $16,653.24 – $39,520.43
St. Luke's Health - The Vintage Hospital Houston $19,435.50 $14,993.10 – $55,530.00
HCA HOUSTON TOMBALL HOUSTON not published $16,993.10 – $39,520.43
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $28,383.36 $6,299.00 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $32,721.79 $6,735.24 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $29,876.42 $15,811.00 – $58,392.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $28,383.36 $16,556.96 – $58,392.49

All Texas hospitals for this procedure →