Compatibility test incubate at HCA HOUSTON MEDICAL CENTER
1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592
$957.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$957.45
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$57.45 with Superior Health Plan vs $510.32 with Coventry National First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | STARKids | $57.45 | ↓ -94% |
| Superior Health Plan | STARPLUS | $57.45 | ↓ -94% |
| Superior Health Plan | CHIP | $57.45 | ↓ -94% |
| Superior Health Plan | CHPFC | $57.45 | ↓ -94% |
| Superior Health Plan | STAR | $57.45 | ↓ -94% |
| Aetna | QHPExchange | $120.02 | ↓ -87% |
| Community Health Choice MCD | STAR | $124.47 | ↓ -87% |
| Community Health Choice MCD | STAR+PLUS | $124.47 | ↓ -87% |
| Community Health Choice MCD | CHIPPerinatal | $124.47 | ↓ -87% |
| Community Health Choice MCD | CHIP | $124.47 | ↓ -87% |
| Cigna | CSN | $126.87 | ↓ -87% |
| Cigna | OpenAccessPlus | $137.42 | ↓ -86% |
| United | AllPayerAppendix | $149.16 | ↓ -84% |
| United | SmallGroup | $149.16 | ↓ -84% |
| United | NarrowNetworkIndivExchange | $149.16 | ↓ -84% |
| Aetna | NBHMO | $159.61 | ↓ -83% |
| Aetna | NBPPO | $159.61 | ↓ -83% |
| Aetna | NBPOS | $159.61 | ↓ -83% |
| United | OptionsPPO | $160.85 | ↓ -83% |
| Cigna | PPO | $163.49 | ↓ -83% |
| Aetna | COMMPPO | $169.57 | ↓ -82% |
| Aetna | COMMPOS | $169.57 | ↓ -82% |
| Aetna | COMMHMO | $169.57 | ↓ -82% |
| Oscar | HIX | $186.70 | ↓ -81% |
| Aetna | OONPPO | $199.20 | ↓ -79% |
| Aetna | OONPOS | $199.20 | ↓ -79% |
| Aetna | OONHMO | $199.20 | ↓ -79% |
| Aetna | ASAPPO | $215.38 | ↓ -78% |
| Aetna | ASAHMO | $215.38 | ↓ -78% |
| Aetna | ASAPOS | $215.38 | ↓ -78% |
| Healthcare Highways | NarrowNetwork | $244.15 | ↓ -74% |
| Evry Health | BroadNetwork | $261.38 | ↓ -73% |
| BCBS | MyBlueHealth | $289.87 | ↓ -70% |
| BCBS | BAV | $320.00 | ↓ -67% |
| BCBS | Traditional | $335.11 | ↓ -65% |
| Humana | HMO | $339.75 | ↓ -65% |
| Humana | PPO | $339.75 | ↓ -65% |
| Christus (USFHP) | TRICARE | $382.98 | ↓ -60% |
| BCBS | HMO | $400.37 | ↓ -58% |
| BCBS | EPOSOA | $429.07 | ↓ -55% |
| United | GlobalAppendix | $430.85 | ↓ -55% |
| BCBS | PPO | $457.76 | ↓ -52% |
| Coventry National First Health | COMM | $510.32 | ↓ -47% |
| Curative Administrators | COMM | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test incubate at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baylor St Luke's Medical Center | Houston | $133.70 | $36.95 – $382.00 |
| St. Luke's Health - The Vintage Hospital | Houston | $133.70 | $76.00 – $382.00 |
| HCA HOUSTON TOMBALL | HOUSTON | $374.17 | $120.02 – $339.75 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | $647.07 | $120.02 – $339.75 |
| HCA HOUSTON CONROE | CONROE | $554.35 | $120.02 – $339.75 |
| HCA HOUSTON KINGWOOD | HUMBLE | $1,040.20 | $120.02 – $339.75 |
| HCA HOUSTON NORTHWEST | SPRING | $869.82 | $120.02 – $339.75 |
| St. Luke's Health - Patients Medical Center | Pasadena | $48.83 | $76.00 – $193.77 |