Compatibility test incubate at HCA HOUSTON MEDICAL CENTER

1313 Hermann Dr, Houston, TX · HCA Houston Healthcare · · NPI 1073043592

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$957.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$957.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.45 with Superior Health Plan vs $510.32 with Coventry National First Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $57.45 ↓ -94%
Superior Health Plan STARPLUS $57.45 ↓ -94%
Superior Health Plan CHIP $57.45 ↓ -94%
Superior Health Plan CHPFC $57.45 ↓ -94%
Superior Health Plan STAR $57.45 ↓ -94%
Aetna QHPExchange $120.02 ↓ -87%
Community Health Choice MCD STAR $124.47 ↓ -87%
Community Health Choice MCD STAR+PLUS $124.47 ↓ -87%
Community Health Choice MCD CHIPPerinatal $124.47 ↓ -87%
Community Health Choice MCD CHIP $124.47 ↓ -87%
Cigna CSN $126.87 ↓ -87%
Cigna OpenAccessPlus $137.42 ↓ -86%
United AllPayerAppendix $149.16 ↓ -84%
United SmallGroup $149.16 ↓ -84%
United NarrowNetworkIndivExchange $149.16 ↓ -84%
Aetna NBHMO $159.61 ↓ -83%
Aetna NBPPO $159.61 ↓ -83%
Aetna NBPOS $159.61 ↓ -83%
United OptionsPPO $160.85 ↓ -83%
Cigna PPO $163.49 ↓ -83%
Aetna COMMPPO $169.57 ↓ -82%
Aetna COMMPOS $169.57 ↓ -82%
Aetna COMMHMO $169.57 ↓ -82%
Oscar HIX $186.70 ↓ -81%
Aetna OONPPO $199.20 ↓ -79%
Aetna OONPOS $199.20 ↓ -79%
Aetna OONHMO $199.20 ↓ -79%
Aetna ASAPPO $215.38 ↓ -78%
Aetna ASAHMO $215.38 ↓ -78%
Aetna ASAPOS $215.38 ↓ -78%
Healthcare Highways NarrowNetwork $244.15 ↓ -74%
Evry Health BroadNetwork $261.38 ↓ -73%
BCBS MyBlueHealth $289.87 ↓ -70%
BCBS BAV $320.00 ↓ -67%
BCBS Traditional $335.11 ↓ -65%
Humana HMO $339.75 ↓ -65%
Humana PPO $339.75 ↓ -65%
Christus (USFHP) TRICARE $382.98 ↓ -60%
BCBS HMO $400.37 ↓ -58%
BCBS EPOSOA $429.07 ↓ -55%
United GlobalAppendix $430.85 ↓ -55%
BCBS PPO $457.76 ↓ -52%
Coventry National First Health COMM $510.32 ↓ -47%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Compatibility test incubate at other Texas hospitals

Hospital City Cash price Negotiated range
Baylor St Luke's Medical Center Houston $133.70 $36.95 – $382.00
St. Luke's Health - The Vintage Hospital Houston $133.70 $76.00 – $382.00
HCA HOUSTON TOMBALL HOUSTON $374.17 $120.02 – $339.75
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $647.07 $120.02 – $339.75
HCA HOUSTON CONROE CONROE $554.35 $120.02 – $339.75
HCA HOUSTON KINGWOOD HUMBLE $1,040.20 $120.02 – $339.75
HCA HOUSTON NORTHWEST SPRING $869.82 $120.02 – $339.75
St. Luke's Health - Patients Medical Center Pasadena $48.83 $76.00 – $193.77

All Texas hospitals for this procedure →