Compatibility test incubate at Baylor St Luke's Medical Center

1101 Bates Avenue, Houston, TX · CommonSpirit Health · · NPI 1184622847

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$133.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$382.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.95 with BCBS - TX vs $557.83 with NX Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TX Commercial|Transplant $36.95 ↓ -72%
Cigna Commercial|Surefit $76.00 ↓ -43%
Cigna Commercial|HMO $83.87 ↓ -37%
OPTUM Medicare|All Plans $103.14 ↓ -23%
Cigna Commercial|PPO $114.66 ↓ -14%
Renaissance Commercial|All Plans $123.58 ↓ -8%
OPTUM Medicaid|STAR $138.21 ↑ +3%
TCHPCHIP Medicaid|HMO $156.62 ↑ +17%
AETNA Medicare|TRANSPLANT $171.64 ↑ +28%
KELSEY Medicare|All Plans $171.64 ↑ +28%
Humana Medicare|TRANSPLANT $171.64 ↑ +28%
Humana Medicare|All Other Plans $171.64 ↑ +28%
CIGNA HEALTHSPRING Medicare|HMO $171.64 ↑ +28%
BCBS Medicare|All Plans $171.64 ↑ +28%
TCH Commercial|Transplant $171.90 ↑ +29%
BCBS - TX Commercial|MyBlue Health Exchange $172.20 ↑ +29%
CIGNA HEALTHSPRING Medicare|PPO $173.36 ↑ +30%
AETNA Medicare|All Other Plans $175.07 ↑ +31%
UHC-SecureHorizons Medicare|All Plans $175.07 ↑ +31%
Amerivantage Medicare|All Plans $176.79 ↑ +32%
United Commercial|Optum $179.54 ↑ +34%
SELECTCARE Medicare|All Plans $180.22 ↑ +35%
DEVOTED Medicare|All Plans $183.65 ↑ +37%
SCANHealth Medicare|All Plans $183.65 ↑ +37%
Shell Commercial|All Plans $191.00 ↑ +43%
United Commercial|Charter $193.77 ↑ +45%
United Commercial|HMO $193.77 ↑ +45%
United Commercial|Exchange $193.77 ↑ +45%
United Commercial|PPO $193.77 ↑ +45%
BCBS - TX Commercial|Blue Advantage Exchange $199.47 ↑ +49%
KINDRED Medicare|All Plans $205.97 ↑ +54%
TEXASTRUECHOICE Medicaid|CHIP $210.10 ↑ +57%
CHC Medicaid|CHIP $210.10 ↑ +57%
CHC Medicaid|HMO $210.10 ↑ +57%
Cigna Lifesource Commercial|Transplant $229.20 ↑ +71%
KelseyCare Commercial|Exchange $231.71 ↑ +73%
Employer Direct Commercial|PPO $240.30 ↑ +80%
First Health Commercial|All Plans $248.30 ↑ +86%
Humana Commercial|Transplant $248.30 ↑ +86%
Coventry Commercial|PPO $248.30 ↑ +86%
Bright Health Commercial|All Plans $249.41 ↑ +87%
Wellpoint Commercial|Exchange $257.46 ↑ +93%
Community Health Choice Commercial|Exchange $257.46 ↑ +93%
Superior Health Plan Commercial|All Plans $257.46 ↑ +93%
Community Health Choice Commercial|All Other Plans $257.46 ↑ +93%
Harris Health Commercial|ERS $257.46 ↑ +93%
Aetna Commercial|Exchange $264.33 ↑ +98%
Interlink Commercial|Transplant $267.40 ↑ +100%
Cigna Commercial|Transplant $267.40 ↑ +100%
Healthsmart Commercial|PPO $267.40 ↑ +100%
MultiPlan Commercial|All Plans $286.50 ↑ +114%
OPTUM Medicaid|STARPLUS $315.61 ↑ +136%
USA Health Network Commercial|All Plans $324.70 ↑ +143%
BCBS - TX Commercial|HMO $382.00 ↑ +186%
MHealth Network Commercial|PPO $382.00 ↑ +186%
BCBS - TX Commercial|Premier $382.00 ↑ +186%
BCBS - TX Commercial|PPO Trad $382.00 ↑ +186%
NX Health Commercial|PPO $557.83 ↑ +317%

Visitor-reported prices

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Compatibility test incubate at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON MEDICAL CENTER Houston $957.45 $120.02 – $339.75
St. Luke's Health - The Vintage Hospital Houston $133.70 $76.00 – $382.00
HCA HOUSTON TOMBALL HOUSTON $374.17 $120.02 – $339.75
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $647.07 $120.02 – $339.75
HCA HOUSTON CONROE CONROE $554.35 $120.02 – $339.75
HCA HOUSTON KINGWOOD HUMBLE $1,040.20 $120.02 – $339.75
HCA HOUSTON NORTHWEST SPRING $869.82 $120.02 – $339.75
St. Luke's Health - Patients Medical Center Pasadena $48.83 $76.00 – $193.77

All Texas hospitals for this procedure →