Chrom analysis at BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION

700 Scott & White Dr., College Station, TX · Baylor Scott & White Health · · NPI 1265772362

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$220.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$368.26

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.32 with Cigna vs $219.65 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Local Plus $27.32 ↓ -88%
Employers Health Network BSWQA Direct/EHN Rental $27.67 ↓ -87%
United Healthcare Medicaid/CHIP $31.29 ↓ -86%
Cigna HMO/PPO $31.91 ↓ -86%
MidCoast Commercial $32.38 ↓ -85%
Employers Health Network EHN Network $32.38 ↓ -85%
QuikTrip Employee Benefit Plan $32.38 ↓ -85%
Aetna Commercial $32.38 ↓ -85%
Baylor Scott & White Health Plan Medicare Advantage $33.07 ↓ -85%
CORVEL Worker's Compensation $33.77 ↓ -85%
University of Mary Hardin-Baylor Commercial $34.15 ↓ -85%
Imagine Health Commercial $34.15 ↓ -85%
Humana Medicare $34.81 ↓ -84%
TriWest Community Care Network $34.81 ↓ -84%
Superior Health Plan Medicare HMO/Medicare PPO $34.81 ↓ -84%
Independent Medical System Commercial PPO $35.33 ↓ -84%
United Healthcare Commercial $36.00 ↓ -84%
ProCare Advantage Medicare Advantage $36.55 ↓ -83%
American Health Plan Medicare Advantage $36.55 ↓ -83%
Blue Cross Blue Shield Medicare Advantage $36.55 ↓ -83%
Curative Commercial $38.27 ↓ -83%
Humana Commercial HMO $38.27 ↓ -83%
United Healthcare Medicare Advantage $38.99 ↓ -82%
HealthSmart Accel Network $41.22 ↓ -81%
Humana Commercial PPO $41.22 ↓ -81%
First Health PPO $41.22 ↓ -81%
Baylor Scott & White Health Plan BSW Premier - Small Group $41.77 ↓ -81%
Baylor Scott & White Health Plan BSW Premier - Individual $43.69 ↓ -80%
Prime Health Services Worker's Compensation $43.90 ↓ -80%
Private Health Care System PHCS Network $44.16 ↓ -80%
HealthSmart Preferred Network $44.16 ↓ -80%
Sedgwick Preferred Network $52.04 ↓ -76%
CareWorks fka Rockport Worker's Compensation $52.04 ↓ -76%
Three Rivers Three Rivers Provider Network $52.99 ↓ -76%
Baylor Scott & White Health Plan BSW Plus - Small Group $57.44 ↓ -74%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $63.66 ↓ -71%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $74.90 ↓ -66%
Mark Cuban Commercial $83.54 ↓ -62%
Blue Cross Blue Shield TX AM University $219.65 ↓ -1%

Visitor-reported prices

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Chrom analysis at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $243.71 $21.20 – $83.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $220.96 $7.27 – $83.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $204.30 $27.32 – $83.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $243.71 $27.67 – $83.54
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $220.96 $26.00 – $83.54
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $204.30 $27.32 – $83.54
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $243.71 $27.67 – $83.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $243.71 $27.67 – $83.54

All Texas hospitals for this procedure →