Chrom analysis at BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK
900 East Whitestone Boulevard, Cedar Park, TX · Baylor Scott & White Health · · NPI 1265568638
$204.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$340.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$27.32 with Cigna vs $219.65 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Local Plus | $27.32 | ↓ -87% |
| Superior Health Plan | Medicaid | $29.24 | ↓ -86% |
| United Healthcare | Medicaid/CHIP | $31.29 | ↓ -85% |
| Cigna | HMO/PPO | $31.91 | ↓ -84% |
| QuikTrip | Employee Benefit Plan | $32.38 | ↓ -84% |
| Aetna | Commercial | $32.38 | ↓ -84% |
| MidCoast | Commercial | $32.38 | ↓ -84% |
| Baylor Scott & White Health Plan | Medicare Advantage | $33.07 | ↓ -84% |
| CORVEL | Worker's Compensation | $33.77 | ↓ -83% |
| University of Mary Hardin-Baylor | Commercial | $34.15 | ↓ -83% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $34.81 | ↓ -83% |
| TriWest | Community Care Network | $34.81 | ↓ -83% |
| Humana | Medicare | $34.81 | ↓ -83% |
| Independent Medical System | Commercial PPO | $35.33 | ↓ -83% |
| United Healthcare | Commercial | $36.00 | ↓ -82% |
| ProCare Advantage | Medicare Advantage | $36.55 | ↓ -82% |
| Aetna | Medicare Advantage | $36.55 | ↓ -82% |
| American Health Plan | Medicare Advantage | $36.55 | ↓ -82% |
| Blue Cross Blue Shield | Medicare Advantage | $36.55 | ↓ -82% |
| HealthSpring | Medicare Advantage | $36.55 | ↓ -82% |
| Humana | Commercial HMO | $38.27 | ↓ -81% |
| Curative | Commercial | $38.27 | ↓ -81% |
| United Healthcare | Medicare Advantage | $38.99 | ↓ -81% |
| First Health | PPO | $41.22 | ↓ -80% |
| HealthSmart | Accel Network | $41.22 | ↓ -80% |
| Humana | Commercial PPO | $41.22 | ↓ -80% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $41.77 | ↓ -80% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $43.69 | ↓ -79% |
| Prime Health Services | Worker's Compensation | $43.90 | ↓ -79% |
| Private Health Care System | PHCS Network | $44.16 | ↓ -78% |
| BlueBell Creameries | Self Insured | $44.16 | ↓ -78% |
| HealthSmart | Preferred Network | $44.16 | ↓ -78% |
| Sedgwick | Preferred Network | $52.04 | ↓ -75% |
| Injury Management Organization | Med Select Network | $52.04 | ↓ -75% |
| CareWorks fka Rockport | Worker's Compensation | $52.04 | ↓ -75% |
| Three Rivers | Three Rivers Provider Network | $52.99 | ↓ -74% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $57.44 | ↓ -72% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $63.66 | ↓ -69% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $74.90 | ↓ -63% |
| Mark Cuban | Commercial | $83.54 | ↓ -59% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $179.97 | ↓ -12% |
| Blue Cross Blue Shield | Blue Advantage | $182.40 | ↓ -11% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $208.51 | ↑ +2% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $219.65 | ↑ +8% |
Visitor-reported prices
Comments
Chrom analysis at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Seton Cedar Park Hospital | Cedar Park | $206.56 | $29.24 – $258.20 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $243.71 | $21.20 – $83.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $220.96 | $7.27 – $83.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $204.30 | $27.32 – $83.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $243.71 | $27.67 – $83.54 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $220.96 | $27.32 – $83.54 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $220.96 | $26.00 – $83.54 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $243.71 | $27.67 – $83.54 |