St treatment speech individual at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$711.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$711.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.79 with Molina vs $583.23 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina MCD $49.79 ↓ -93%
Wellcare MCR $73.05 ↓ -90%
Alive Hospice MCR $73.05 ↓ -90%
Devoted Health Plan MCR $73.05 ↓ -90%
Humana ChoicecareMGMCR $73.05 ↓ -90%
Healthspring MCRPPO $73.05 ↓ -90%
Healthspring MCRPOS $73.05 ↓ -90%
Healthspring MCRHMO $73.05 ↓ -90%
Healthspring DualEligible $73.05 ↓ -90%
Wellpoint MGMCD $73.05 ↓ -90%
United MASNP $73.05 ↓ -90%
Amerigroup MGMCR $73.05 ↓ -90%
Aetna MGMCRHMO $73.78 ↓ -90%
Aetna MGMCRPPO $73.78 ↓ -90%
Aetna MGMCRSNP $73.78 ↓ -90%
United MGMCR $74.51 ↓ -90%
Zing MGMCR $75.24 ↓ -89%
BCBS MCR $75.97 ↓ -89%
American Health Advantage MCRPOS $76.70 ↓ -89%
American Health Advantage MCRHMO $76.70 ↓ -89%
Evergreen HMO MCR $76.70 ↓ -89%
American Health Advantage MCRPFFS $76.70 ↓ -89%
American Health Advantage MCRSNP $76.70 ↓ -89%
American Health Advantage MCRPPO $76.70 ↓ -89%
ATRIO Golden Times MCR $80.36 ↓ -89%
Bright Health MCRNarrow $84.01 ↓ -88%
Wellcare MGMCD $96.43 ↓ -86%
Wellcare CHIP $96.43 ↓ -86%
Prime Health WORKERSCOMP $105.19 ↓ -85%
Bright Health HIX $106.69 ↓ -85%
NovaNET WORKERSCOMP $107.38 ↓ -85%
Oscar HIX $111.67 ↓ -84%
NHC Advantage, Inc. MCRHMO $135.14 ↓ -81%
Ambetter CORE $137.27 ↓ -81%
Ambetter Select $142.25 ↓ -80%
Bright Health SmallGroup $149.36 ↓ -79%
BCBS NetworkP $155.37 ↓ -78%
United OptionsPPO $157.19 ↓ -78%
Cigna NewBusiness $179.24 ↓ -75%
Cigna OAP $203.42 ↓ -71%
Cigna PPO $208.40 ↓ -71%
Aetna NewBusiness $274.00 ↓ -61%
United GlobalBenefitPlan $320.06 ↓ -55%
Aetna COMM $326.00 ↓ -54%
Aetna NAP $355.63 ↓ -50%
City of Springfield COMM $462.31 ↓ -35%
Multiplan ComplementaryNetwork $554.77 ↓ -22%
Multiplan PrimaryNetwork $583.23 ↓ -18%

Visitor-reported prices

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St treatment speech individual at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $96.68 $28.05 – $175.24
CHI Memorial Hospital Hixson Hixson $184.12 $41.75 – $189.52
62-1166050 BMH Carroll County Huntingdon $133.86 $28.05 – $42.13
CHI Memorial Hospital Chattanooga Chattanooga $263.11 $41.75 – $189.52
Johnson City Medical Center JOHNSON CITY $77.40 $32.54 – $355.49
Ascension Saint Thomas DeKalb Smithville $76.77 $28.05 – $175.24
Ascension Saint Thomas Highlands Sparta $76.77 $28.05 – $175.24
Ascension Saint Thomas River Park McMinnville $73.11 $41.91 – $175.24

All Tennessee hospitals for this procedure →