Contrast x-ray of wrist at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.95 with BCBS vs $2,930.07 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $73.95
Humana HumanaChoice $105.88
Humana HumanaChoiceCare $105.88
Humana NarrowExchangeNetwork $105.88
Humana BroadNetwork $105.88
Aetna COMM $183.28
Aetna NewBusiness $183.28
Molina MCD $250.13
Cigna NewBusiness $332.34
United AllPayerAppendix $341.20
United CorePayer $341.20
United HeritageSelect $341.20
Cigna OAP $377.50
NHC Advantage, Inc. MCRHMO $678.92
United OptionsPPO $789.69
Cigna PPO $1,046.97
United GlobalBenefitPlan $1,607.97
Aetna NAP $1,786.63
City of Springfield COMM $2,322.62
Multiplan ComplementaryNetwork $2,787.14
Multiplan PrimaryNetwork $2,930.07

Visitor-reported prices

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Contrast x-ray of wrist at other Tennessee hospitals

Hospital City Cash price Negotiated range
Johnson City Medical Center JOHNSON CITY $182.55 $51.86 – $709.70
Ascension Saint Thomas DeKalb Smithville $303.77 $44.71 – $610.96
Ascension Saint Thomas River Park McMinnville $289.29 $66.80 – $610.96
Ascension Saint Thomas Rutherford Murfreesboro $289.29 $44.71 – $610.96
Greeneville Community Hospital GREENEVILLE $182.55 $51.86 – $709.70
Bristol Regional Medical Center BRISTOL $182.55 $51.86 – $794.30
Franklin Woods Community Hospital JOHNSON CITY $182.55 $63.04 – $690.54
Holston Valley Medical Center KINGSPORT $182.55 $51.86 – $794.30

All Tennessee hospitals for this procedure →