Compatibility test each unit electronic at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$556.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$556.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.69 with BCBS vs $456.08 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $17.69 ↓ -97%
Aetna COMM $20.54 ↓ -96%
Aetna NewBusiness $20.54 ↓ -96%
Cigna NewBusiness $35.18 ↓ -94%
Molina MCD $38.93 ↓ -93%
Cigna OAP $39.96 ↓ -93%
Bright Health HIX $83.43 ↓ -85%
Oscar HIX $87.32 ↓ -84%
Humana NarrowExchangeNetwork $101.24 ↓ -82%
Humana HumanaChoiceCare $101.24 ↓ -82%
Humana BroadNetwork $101.24 ↓ -82%
Humana HumanaChoice $101.24 ↓ -82%
NHC Advantage, Inc. MCRHMO $105.68 ↓ -81%
Ambetter CORE $107.35 ↓ -81%
Ambetter Select $111.24 ↓ -80%
Bright Health SmallGroup $116.80 ↓ -79%
United OptionsPPO $122.92 ↓ -78%
United HeritageSelect $149.16 ↓ -73%
United CorePayer $149.16 ↓ -73%
United AllPayerAppendix $149.16 ↓ -73%
Cigna PPO $162.97 ↓ -71%
United GlobalBenefitPlan $250.29 ↓ -55%
Aetna NAP $278.10 ↓ -50%
City of Springfield COMM $361.53 ↓ -35%
Multiplan ComplementaryNetwork $433.84 ↓ -22%
Multiplan PrimaryNetwork $456.08 ↓ -18%

Visitor-reported prices

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Compatibility test each unit electronic at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $102.11 $15.69 – $229.75
CHI Memorial Hospital Hixson Hixson $94.72 $23.35 – $224.00
CHI Memorial Hospital Chattanooga Chattanooga $135.36 $23.35 – $224.00
Johnson City Medical Center JOHNSON CITY $31.20 $13.44 – $346.58
Ascension Saint Thomas DeKalb Smithville $102.11 $7.40 – $226.45
Ascension Saint Thomas Highlands Sparta $102.11 $7.40 – $226.45
Ascension Saint Thomas River Park McMinnville $102.11 $7.40 – $226.45
Ascension Saint Thomas Rutherford Murfreesboro $102.11 $15.69 – $229.75

All Tennessee hospitals for this procedure →