Compatibility test each unit electronic at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$112.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.32

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.69 with BCBS vs $149.16 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $17.69 ↓ -84%
Bright Health HIX $19.09 ↓ -83%
Aetna NewBusiness $20.54 ↓ -82%
Aetna COMM $20.54 ↓ -82%
Oscar HIX $20.55 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $20.68 ↓ -82%
Apex Health MCR $21.34 ↓ -81%
NHC Advantage, Inc. MCRHMO $21.34 ↓ -81%
Pruitt Health (AllyAlign) MCR $21.34 ↓ -81%
BCBS TENNCARE $24.32 ↓ -78%
Ambetter CORE $25.05 ↓ -78%
Ambetter Select $26.06 ↓ -77%
BCBS COVERKIDS $26.36 ↓ -77%
Bright Health SmallGroup $26.96 ↓ -76%
Humana TRICARE $28.08 ↓ -75%
United OptionsPPO $31.34 ↓ -72%
Cigna NewBusiness $35.18 ↓ -69%
Cigna PPO $36.62 ↓ -67%
Cigna OAP $39.96 ↓ -64%
BCBS BlueCare $45.34 ↓ -60%
Centurion PRISON $46.28 ↓ -59%
United GlobalBenefitPlan $50.54 ↓ -55%
Aetna NAP $56.16 ↓ -50%
BGFH SingleSource DIRECTNETWORK $56.16 ↓ -50%
Humana BH COMM $73.01 ↓ -35%
Multiplan COMM $73.01 ↓ -35%
Employers Health Network COMM $78.62 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $84.24 ↓ -25%
ComPsych COMM $89.86 ↓ -20%
Cigna Evernorth Behavioral Health COMM $89.86 ↓ -20%
BGFH SingleSource LEASEDNETWORK $95.47 ↓ -15%
Prime Health COMMPPO $98.84 ↓ -12%
Beech Street COMM $98.84 ↓ -12%
Humana HumanaChoice $101.24 ↓ -10%
Humana NarrowExchangeNetwork $101.24 ↓ -10%
Humana HumanaChoiceCare $101.24 ↓ -10%
Humana BroadNetwork $101.24 ↓ -10%
United CorePayer $149.16 ↑ +33%
United AllPayerAppendix $149.16 ↑ +33%
United HeritageSelect $149.16 ↑ +33%

Visitor-reported prices

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Compatibility test each unit electronic at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $102.11 $15.69 – $229.75
CHI Memorial Hospital Hixson Hixson $94.72 $23.35 – $224.00
CHI Memorial Hospital Chattanooga Chattanooga $135.36 $23.35 – $224.00
Johnson City Medical Center JOHNSON CITY $31.20 $13.44 – $346.58
Ascension Saint Thomas DeKalb Smithville $102.11 $7.40 – $226.45
Ascension Saint Thomas Highlands Sparta $102.11 $7.40 – $226.45
Ascension Saint Thomas River Park McMinnville $102.11 $7.40 – $226.45
Ascension Saint Thomas Rutherford Murfreesboro $102.11 $15.69 – $229.75

All Tennessee hospitals for this procedure →