Chromosome analysis 45 at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.63 with Wellpoint vs $601.16 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $67.63
Aetna NewBusiness $119.48
Aetna COMM $119.48
Humana ChoicecareMGMCR $150.29
Alive Hospice MCR $150.29
Wellcare MCR $150.29
Devoted Health Plan MCR $150.29
Molina MCD $150.29
United AllPayerAppendix $150.29
United CorePayer $150.29
United HeritageSelect $150.29
United MASNP $150.29
Amerigroup MGMCR $150.29
Bright Health HIX $150.29
Bright Health SmallGroup $150.29
Healthspring DualEligible $150.29
Healthspring MCRHMO $150.29
Healthspring MCRPOS $150.29
Healthspring MCRPPO $150.29
Aetna MGMCRPPO $151.79
Aetna MGMCRHMO $151.79
Aetna MGMCRSNP $151.79
United MGMCR $153.30
Zing MGMCR $154.80
Ambetter Select $156.30
BCBS MCR $156.30
American Health Advantage MCRSNP $157.80
American Health Advantage MCRPFFS $157.80
Evergreen HMO MCR $157.80
American Health Advantage MCRHMO $157.80
American Health Advantage MCRPOS $157.80
American Health Advantage MCRPPO $157.80
Ambetter CORE $162.32
ATRIO Golden Times MCR $165.32
Bright Health MCRNarrow $172.83
Wellcare MGMCD $198.38
Wellcare CHIP $198.38
BCBS NetworkP $205.03
Prime Health WORKERSCOMP $216.42
NovaNET WORKERSCOMP $220.93
Cigna NewBusiness $268.19
Cigna OAP $304.58
Oscar HIX $450.87
Humana HumanaChoiceCare $601.16
Humana HumanaChoice $601.16
Humana BroadNetwork $601.16
Humana NarrowExchangeNetwork $601.16

Visitor-reported prices

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Chromosome analysis 45 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Methodist Medical Center of Oak Ridge Oak Ridge $114.84 $67.63 – $313.20
Ascension Saint Thomas Midtown Nashville not published $54.10 – $581.30
Ascension Saint Thomas DeKalb Smithville not published $105.37 – $581.30
Ascension Saint Thomas Highlands Sparta not published $105.37 – $581.30
Ascension Saint Thomas River Park McMinnville not published $105.37 – $581.30
Ascension Saint Thomas Rutherford Murfreesboro not published $135.26 – $581.30
Ascension Saint Thomas Hickman Centerville not published $135.26 – $581.30
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $67.63 – $450.87

All Tennessee hospitals for this procedure →