Chromosome analysis 45 at Methodist Medical Center of Oak Ridge

990 Oak Ridge Turnpike, Oak Ridge, TN · Fsregional · · NPI 1700870672

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$114.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$348.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.63 with Wellpoint vs $336.28 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $67.63 ↓ -41%
United Healthcare Tenncare $96.12 ↓ -16%
Optum VA CCN $150.29 ↑ +31%
Tricare Humana Military $150.29 ↑ +31%
United Healthcare Options PPO $150.29 ↑ +31%
United Healthcare All Other Plans $150.29 ↑ +31%
United Healthcare Heritage Select $150.29 ↑ +31%
Humana Medicare Advantage PPO $154.80 ↑ +35%
Humana Medicare Advantage HMO $154.80 ↑ +35%
United Healthcare Community Plan DSNP $154.80 ↑ +35%
United Healthcare Medicare Advantage $154.80 ↑ +35%
Humana DSNP $154.80 ↑ +35%
Farm Bureau Medicare Advantage PPO $156.30 ↑ +36%
Farm Bureau Medicare Advantage HMO $156.30 ↑ +36%
EHN Network Lease $156.60 ↑ +36%
Blue Cross of TN BlueEssential HMO $157.80 ↑ +37%
Devoted Health HMO $157.80 ↑ +37%
Wellcare Medicare Advantage $157.80 ↑ +37%
United Healthcare DSNP $157.80 ↑ +37%
Devoted Health PPO $157.80 ↑ +37%
HealthSpring Medicare PPO $157.80 ↑ +37%
HealthSpring Medicare HMO POS $157.80 ↑ +37%
Aetna Medicare Advantage $157.80 ↑ +37%
Cigna Medicare PPO $157.80 ↑ +37%
Cigna Medicare HMO $157.80 ↑ +37%
Wellpoint Medicare Advantage $157.80 ↑ +37%
Blue Cross of TN Med Adv PPO $157.80 ↑ +37%
Blue Cross of TN Med Adv Diamond $157.80 ↑ +37%
Blue Cross of TN BlueEssential DSNP $157.80 ↑ +37%
Blue Cross of TN Med Adv Sapphire $157.80 ↑ +37%
Blue Cross of TN Med Adv Ruby $157.80 ↑ +37%
Cigna Medicare HMO-POS $157.80 ↑ +37%
Wellpoint DSNP $157.80 ↑ +37%
BCBS TN Blue Care $208.74 ↑ +82%
Correctional Medical Services Correctional Facilities - Inmate Claims $208.80 ↑ +82%
Community Services Network NonProfit Public Benefit $226.20 ↑ +97%
Aetna Commercial $227.72 ↑ +98%
USA Managed Care Organization PPO $243.60 ↑ +112%
NovaNet Network Lease $261.00 ↑ +127%
Ambetter Exchange $272.02 ↑ +137%
National Provider Network PPO $278.40 ↑ +142%
Direct Care America PPO $278.40 ↑ +142%
MedSave USA Commercial $278.40 ↑ +142%
Beech Street PPO $295.80 ↑ +158%
CCN Managed Care PPO $295.80 ↑ +158%
Initial Group PPO $306.24 ↑ +167%
Cigna IFP $308.03 ↑ +168%
Cigna Local Plus $309.37 ↑ +169%
Galaxy Health Network PPO $313.20 ↑ +173%
BCBS TN Commercial Network S $317.28 ↑ +176%
BCBS TN Commercial Network P $317.28 ↑ +176%
Cigna HMO $336.28 ↑ +193%
Cigna OAP $336.28 ↑ +193%
Cigna POS $336.28 ↑ +193%

Visitor-reported prices

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Chromosome analysis 45 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville not published $54.10 – $581.30
Ascension Saint Thomas DeKalb Smithville not published $105.37 – $581.30
Ascension Saint Thomas Highlands Sparta not published $105.37 – $581.30
Ascension Saint Thomas River Park McMinnville not published $105.37 – $581.30
Ascension Saint Thomas Rutherford Murfreesboro not published $135.26 – $581.30
Ascension Saint Thomas Hickman Centerville not published $135.26 – $581.30
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $67.63 – $450.87
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $67.63 – $450.87

All Tennessee hospitals for this procedure →