_afb org id by sequencing rflx ast-sendout at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$250.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.68 with NHC Advantage, Inc. vs $461.44 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
NHC Advantage, Inc. MCRHMO $47.68 ↓ -81%
Wellpoint MGMCD $51.91 ↓ -79%
United OptionsPPO $55.46 ↓ -78%
Cigna PPO $73.53 ↓ -71%
Aetna COMM $91.71 ↓ -63%
Aetna NewBusiness $91.71 ↓ -63%
United GlobalBenefitPlan $112.93 ↓ -55%
Alive Hospice MCR $115.36 ↓ -54%
Wellcare MCR $115.36 ↓ -54%
Devoted Health Plan MCR $115.36 ↓ -54%
Humana ChoicecareMGMCR $115.36 ↓ -54%
Molina MCD $115.36 ↓ -54%
United AllPayerAppendix $115.36 ↓ -54%
United CorePayer $115.36 ↓ -54%
United HeritageSelect $115.36 ↓ -54%
United MASNP $115.36 ↓ -54%
Amerigroup MGMCR $115.36 ↓ -54%
Bright Health HIX $115.36 ↓ -54%
Bright Health SmallGroup $115.36 ↓ -54%
Healthspring DualEligible $115.36 ↓ -54%
Healthspring MCRHMO $115.36 ↓ -54%
Healthspring MCRPOS $115.36 ↓ -54%
Healthspring MCRPPO $115.36 ↓ -54%
Aetna MGMCRSNP $116.51 ↓ -54%
Aetna MGMCRHMO $116.51 ↓ -54%
Aetna MGMCRPPO $116.51 ↓ -54%
United MGMCR $117.67 ↓ -53%
Zing MGMCR $118.82 ↓ -53%
Ambetter Select $119.97 ↓ -52%
BCBS MCR $119.97 ↓ -52%
American Health Advantage MCRSNP $121.13 ↓ -52%
American Health Advantage MCRPFFS $121.13 ↓ -52%
Evergreen HMO MCR $121.13 ↓ -52%
American Health Advantage MCRHMO $121.13 ↓ -52%
American Health Advantage MCRPOS $121.13 ↓ -52%
American Health Advantage MCRPPO $121.13 ↓ -52%
Ambetter CORE $124.59 ↓ -50%
Aetna NAP $125.48 ↓ -50%
ATRIO Golden Times MCR $126.90 ↓ -49%
Bright Health MCRNarrow $132.66 ↓ -47%
Wellcare MGMCD $152.28 ↓ -39%
Wellcare CHIP $152.28 ↓ -39%
BCBS NetworkP $157.38 ↓ -37%
City of Springfield COMM $163.12 ↓ -35%
Prime Health WORKERSCOMP $166.12 ↓ -34%
NovaNET WORKERSCOMP $169.58 ↓ -32%
Multiplan ComplementaryNetwork $195.75 ↓ -22%
Multiplan PrimaryNetwork $205.79 ↓ -18%
Cigna NewBusiness $205.91 ↓ -18%
Cigna OAP $233.84 ↓ -7%
Oscar HIX $346.08 ↑ +38%
Humana NarrowExchangeNetwork $461.44 ↑ +84%
Humana HumanaChoiceCare $461.44 ↑ +84%
Humana BroadNetwork $461.44 ↑ +84%
Humana HumanaChoice $461.44 ↑ +84%

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $164.88 $94.80 – $331.80
CHI Memorial Hospital Chattanooga Chattanooga $235.62 $99.54 – $331.80
Johnson City Medical Center JOHNSON CITY $201.90 $57.68 – $251.48
Hancock County Hospital SNEEDVILLE $198.26 $81.70 – $254.07
Greeneville Community Hospital GREENEVILLE $201.90 $51.91 – $251.48
Bristol Regional Medical Center BRISTOL $201.90 $57.68 – $276.86
Franklin Woods Community Hospital JOHNSON CITY $201.90 $57.68 – $251.48
Holston Valley Medical Center KINGSPORT $201.90 $57.68 – $276.86

All Tennessee hospitals for this procedure →