Tilt table study at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
$3,670.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,670.61
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$254.00 with United vs $30,393.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | TENNCARE | $254.00 | ↓ -93% |
| BCBS | TENNCARE | $271.42 | ↓ -93% |
| BCBS | COVERKIDS | $294.68 | ↓ -92% |
| BCBS | BlueCare | $560.28 | ↓ -85% |
| Bright Health | HIX | $624.00 | ↓ -83% |
| Kentucky Labor Cabinet | WORKERSCOMP | $675.76 | ↓ -82% |
| NHC Advantage, Inc. | MCRHMO | $697.42 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $697.42 | ↓ -81% |
| Ambetter | CORE | $818.55 | ↓ -78% |
| BCBS | NetworkP | $844.24 | ↓ -77% |
| Ambetter | Select | $851.58 | ↓ -77% |
| Bright Health | SmallGroup | $880.95 | ↓ -76% |
| Humana | TRICARE | $917.65 | ↓ -75% |
| Oscar | HIX | $990.00 | ↓ -73% |
| Cigna | PPO | $1,196.62 | ↓ -67% |
| United | OptionsPPO | $1,328.76 | ↓ -64% |
| United | GlobalBenefitPlan | $1,651.77 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $1,835.31 | ↓ -50% |
| Aetna | NAP | $1,835.31 | ↓ -50% |
| Employers Health Network | COMM | $2,569.43 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $2,752.96 | ↓ -25% |
| BGFH SingleSource | LEASEDNETWORK | $3,120.02 | ↓ -15% |
| Multiplan | COMM | $3,303.55 | ↓ -10% |
| United | CorePayer | $3,345.00 | ↓ -9% |
| Beech Street | COMM | $3,376.96 | ↓ -8% |
| United | HeritageSelect | $3,568.00 | ↓ -3% |
| United | AllPayerAppendix | $4,460.00 | ↑ +22% |
| Apex Health | MCR | $7,950.00 | ↑ +117% |
| Cigna | NewBusiness | $10,808.00 | ↑ +194% |
| Cigna | OAP | $12,282.00 | ↑ +235% |
| Aetna | NewBusiness | $25,919.00 | ↑ +606% |
| Aetna | COMM | $30,393.00 | ↑ +728% |
Visitor-reported prices
Comments
Tilt table study at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $817.35 | $102.75 – $711.42 |
| Johnson City Medical Center | JOHNSON CITY | $450.75 | $76.28 – $759.10 |
| Greeneville Community Hospital | GREENEVILLE | $450.75 | $76.28 – $759.10 |
| Bristol Regional Medical Center | BRISTOL | $450.75 | $76.28 – $849.59 |
| Franklin Woods Community Hospital | JOHNSON CITY | $450.75 | $76.28 – $738.60 |
| Holston Valley Medical Center | KINGSPORT | $450.75 | $76.28 – $849.59 |
| 62-0123940 BMH Collierville | Collierville | $408.03 | $193.87 – $971.74 |
| Indian Path Community Hospital | KINGSPORT | $450.75 | $76.28 – $812.54 |