MRI cardiac morph & func wwo IV cont w/stress img at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
$3,785.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,785.42
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$551.16 with Humana vs $3,482.59 with Beech Street — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | NarrowExchangeNetwork | $551.16 | ↓ -85% |
| Humana | BroadNetwork | $551.16 | ↓ -85% |
| Humana | HumanaChoice | $551.16 | ↓ -85% |
| Humana | HumanaChoiceCare | $551.16 | ↓ -85% |
| BCBS | TENNCARE | $688.61 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $696.90 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $719.23 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $719.23 | ↓ -81% |
| Apex Health | MCR | $719.23 | ↓ -81% |
| BCBS | COVERKIDS | $747.33 | ↓ -80% |
| United | HeritageSelect | $920.54 | ↓ -76% |
| United | AllPayerAppendix | $920.54 | ↓ -76% |
| United | CorePayer | $920.54 | ↓ -76% |
| Humana | TRICARE | $946.36 | ↓ -75% |
| Aetna | COMM | $1,219.70 | ↓ -68% |
| Aetna | NewBusiness | $1,219.70 | ↓ -68% |
| Cigna | PPO | $1,234.05 | ↓ -67% |
| United | OptionsPPO | $1,370.32 | ↓ -64% |
| BCBS | BlueCare | $1,419.93 | ↓ -62% |
| United | GlobalBenefitPlan | $1,703.44 | ↓ -55% |
| Aetna | NAP | $1,892.71 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $1,892.71 | ↓ -50% |
| Employers Health Network | COMM | $2,649.79 | ↓ -30% |
| BGFH SingleSource | LEASEDNETWORK | $3,217.61 | ↓ -15% |
| Multiplan | COMM | $3,406.88 | ↓ -10% |
| Beech Street | COMM | $3,482.59 | ↓ -8% |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,160.82 | $388.16 – $1,375.04 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $1,160.82 | $388.16 – $1,422.46 |
| Greeneville Community Hospital | GREENEVILLE | $664.80 | $192.25 – $1,594.69 |
| Bristol Regional Medical Center | BRISTOL | $664.80 | $320.42 – $1,784.80 |
| Holston Valley Medical Center | KINGSPORT | $664.80 | $320.42 – $1,784.80 |
| 62-0123940 BMH Collierville | Collierville | $899.01 | $516.45 – $1,446.92 |
| Hawkins County Memorial Hospital | ROGERSVILLE | $664.80 | $267.02 – $1,550.48 |
| SOUTHERN HILLS MEDICAL CENTER | ANTIOCH | $3,639.83 | $551.16 – $1,219.70 |