MRI cardiac morph & func wwo IV cont w/stress img at SOUTHERN HILLS MEDICAL CENTER

2127 CENTURY FARMS PKWY, ANTIOCH, TN · Tristarhealth · · NPI 1720032345

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

$3,639.83

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,639.83

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$551.16 with Humana vs $3,203.05 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana BroadNetwork $551.16 ↓ -85%
Humana HumanaChoice $551.16 ↓ -85%
Humana HumanaChoiceCare $551.16 ↓ -85%
Humana NarrowExchangeNetwork $551.16 ↓ -85%
Kentucky Labor Cabinet WORKERSCOMP $670.09 ↓ -82%
Apex Health MCR $691.57 ↓ -81%
Pruitt Health (AllyAlign) MCR $691.57 ↓ -81%
NHC Advantage, Inc. MCRHMO $691.57 ↓ -81%
BCBS TENNCARE $848.76 ↓ -77%
Humana TRICARE $909.96 ↓ -75%
BCBS COVERKIDS $918.15 ↓ -75%
United AllPayerAppendix $920.54 ↓ -75%
United CorePayer $920.54 ↓ -75%
United HeritageSelect $920.54 ↓ -75%
United OptionsPPO $1,081.03 ↓ -70%
Cigna PPO $1,186.58 ↓ -67%
Aetna NewBusiness $1,219.70 ↓ -66%
Aetna COMM $1,219.70 ↓ -66%
BCBS BlueCare $1,419.93 ↓ -61%
United GlobalBenefitPlan $1,637.92 ↓ -55%
BGFH SingleSource DIRECTNETWORK $1,819.91 ↓ -50%
Aetna NAP $1,819.91 ↓ -50%
Multiplan COMM $2,111.10 ↓ -42%
Employers Health Network COMM $2,547.88 ↓ -30%
BGFH SingleSource LEASEDNETWORK $3,093.86 ↓ -15%
Beech Street COMM $3,203.05 ↓ -12%
Prime Health COMMPPO $3,203.05 ↓ -12%

Visitor-reported prices

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MRI cardiac morph & func wwo IV cont w/stress img at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,160.82 $388.16 – $1,375.04
Ascension Saint Thomas Rutherford Murfreesboro $1,160.82 $388.16 – $1,422.46
Greeneville Community Hospital GREENEVILLE $664.80 $192.25 – $1,594.69
Bristol Regional Medical Center BRISTOL $664.80 $320.42 – $1,784.80
Holston Valley Medical Center KINGSPORT $664.80 $320.42 – $1,784.80
62-0123940 BMH Collierville Collierville $899.01 $516.45 – $1,446.92
Hawkins County Memorial Hospital ROGERSVILLE $664.80 $267.02 – $1,550.48
STONECREST MEDICAL CENTER Smyrna $3,785.42 $551.16 – $1,219.70

All Tennessee hospitals for this procedure →