Chrom analysis at Methodist Medical Center of Oak Ridge
990 Oak Ridge Turnpike, Oak Ridge, TN · Fsregional · · NPI 1700870672
$36.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$112.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15.66 with Wellpoint vs $100.80 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $15.66 | ↓ -58% |
| United Healthcare | Tenncare | $20.55 | ↓ -44% |
| United Healthcare | Heritage Select | $34.81 | ↓ -6% |
| Tricare | Humana Military | $34.81 | ↓ -6% |
| Optum | VA CCN | $34.81 | ↓ -6% |
| United Healthcare | Options PPO | $34.81 | ↓ -6% |
| United Healthcare | All Other Plans | $34.81 | ↓ -6% |
| United Healthcare | Medicare Advantage | $35.85 | ↓ -3% |
| United Healthcare | Community Plan DSNP | $35.85 | ↓ -3% |
| Humana | Medicare Advantage HMO | $35.85 | ↓ -3% |
| Humana | DSNP | $35.85 | ↓ -3% |
| Humana | Medicare Advantage PPO | $35.85 | ↓ -3% |
| Farm Bureau | Medicare Advantage PPO | $36.20 | ↓ -2% |
| Farm Bureau | Medicare Advantage HMO | $36.20 | ↓ -2% |
| Devoted Health | PPO | $36.55 | ↓ -1% |
| HealthSpring | Medicare PPO | $36.55 | ↓ -1% |
| HealthSpring | Medicare HMO POS | $36.55 | ↓ -1% |
| Blue Cross of TN | Med Adv Sapphire | $36.55 | ↓ -1% |
| Aetna | Medicare Advantage | $36.55 | ↓ -1% |
| Wellcare | Medicare Advantage | $36.55 | ↓ -1% |
| Blue Cross of TN | Med Adv Ruby | $36.55 | ↓ -1% |
| Devoted Health | HMO | $36.55 | ↓ -1% |
| Cigna | Medicare PPO | $36.55 | ↓ -1% |
| Cigna | Medicare HMO | $36.55 | ↓ -1% |
| Blue Cross of TN | Med Adv PPO | $36.55 | ↓ -1% |
| Blue Cross of TN | Med Adv Diamond | $36.55 | ↓ -1% |
| Blue Cross of TN | BlueEssential HMO | $36.55 | ↓ -1% |
| Blue Cross of TN | BlueEssential DSNP | $36.55 | ↓ -1% |
| United Healthcare | DSNP | $36.55 | ↓ -1% |
| Cigna | Medicare HMO-POS | $36.55 | ↓ -1% |
| Wellpoint | DSNP | $36.55 | ↓ -1% |
| Wellpoint | Medicare Advantage | $36.55 | ↓ -1% |
| BCBS TN | Blue Care | $44.63 | ↑ +21% |
| EHN | Network Lease | $50.40 | ↑ +36% |
| Aetna | Commercial | $52.74 | ↑ +43% |
| Ambetter | Exchange | $63.01 | ↑ +70% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $67.20 | ↑ +82% |
| BCBS TN | Commercial Network S | $67.83 | ↑ +84% |
| BCBS TN | Commercial Network P | $67.83 | ↑ +84% |
| Cigna | IFP | $71.45 | ↑ +93% |
| Cigna | Local Plus | $71.76 | ↑ +94% |
| Community Services Network | NonProfit Public Benefit | $72.80 | ↑ +97% |
| Cigna | HMO | $78.00 | ↑ +111% |
| Cigna | OAP | $78.00 | ↑ +111% |
| Cigna | POS | $78.00 | ↑ +111% |
| USA Managed Care Organization | PPO | $78.40 | ↑ +112% |
| NovaNet | Network Lease | $84.00 | ↑ +127% |
| Direct Care America | PPO | $89.60 | ↑ +142% |
| MedSave USA | Commercial | $89.60 | ↑ +142% |
| National Provider Network | PPO | $89.60 | ↑ +142% |
| Beech Street | PPO | $95.20 | ↑ +158% |
| CCN Managed Care | PPO | $95.20 | ↑ +158% |
| Initial Group | PPO | $98.56 | ↑ +167% |
| Galaxy Health Network | PPO | $100.80 | ↑ +173% |
Visitor-reported prices
Comments
Chrom analysis at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Johnson City Medical Center | JOHNSON CITY | $26.25 | $17.41 – $75.89 |
| Hancock County Hospital | SNEEDVILLE | $25.76 | $22.76 – $76.51 |
| Greeneville Community Hospital | GREENEVILLE | $26.25 | $15.66 – $75.89 |
| Bristol Regional Medical Center | BRISTOL | $26.25 | $17.41 – $83.54 |
| Franklin Woods Community Hospital | JOHNSON CITY | $26.25 | $17.41 – $75.89 |
| Holston Valley Medical Center | KINGSPORT | $26.25 | $17.41 – $83.54 |
| 62-0123940 BMH Collierville | Collierville | $51.03 | $33.07 – $69.62 |
| Indian Path Community Hospital | KINGSPORT | $26.25 | $17.41 – $83.54 |