Smear wet mount at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.62 with Wellpoint vs $285.12 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $2.62
Aetna COMM $4.63
Aetna NewBusiness $4.63
BCBS NetworkP $5.61
Devoted Health Plan MCR $5.82
Bright Health SmallGroup $5.82
Bright Health HIX $5.82
HealthSpring DualEligible $5.82
HealthSpring MCRHMO $5.82
HealthSpring MCRPOS $5.82
HealthSpring MCRPPO $5.82
Odyssey Healthcare COMM $5.82
Amerigroup MGMCR $5.82
United AllPayerAppendix $5.82
United CorePayer $5.82
Sarah Cannon Research COMM $5.82
Humana ChoicecareMGMCR $5.82
United HeritageSelect $5.82
United VACCN $5.82
Aetna MGMCRSNP $5.88
Aetna MGMCRHMO $5.88
Aetna MGMCRPPO $5.88
United MGMCR $5.94
BCBS MCR $5.99
WellCare MCR $5.99
Zing MGMCR $5.99
Ambetter Select $6.05
American Health Advantage MCRPFFS $6.11
Evergreen HMO MCR $6.11
American Health Advantage MCRSNP $6.11
American Health Advantage MCRHMO $6.11
American Health Advantage MCRPOS $6.11
American Health Advantage MCRPPO $6.11
Signature Advantage MCR $6.17
Ambetter CORE $6.28
ATRIO Golden Times MCR $6.40
Bright Health MCRNarrow $6.69
Prime Health WORKERSCOMP $8.38
CorVel Corporation WORKERSCOMP $8.56
NovaNET WORKERSCOMP $8.56
Cigna NewBusiness $10.39
BCBS TENNCARE $10.51
BCBS COVERKIDS $11.39
Cigna OAP $11.80
Oscar HIX $17.46
BCBS BlueCare $19.59
Humana BroadNetwork $23.28
Humana NarrowExchangeNetwork $23.28
Humana HumanaChoiceCare $23.28
Humana HumanaChoice $23.28
Kentucky Labor Cabinet WORKERSCOMP $59.65
Pruitt Health (AllyAlign) MCR $61.56
Apex Health MCR $61.56
NHC Advantage, Inc. MCRHMO $61.56
Humana TRICARE $81.00
United OptionsPPO $90.40
Cigna PPO $105.62
Centurion PRISON $133.49
United GlobalBenefitPlan $145.80
BGFH SingleSource DIRECTNETWORK $162.00
Aetna NAP $162.00
Humana BH COMM $210.60
Multiplan COMM $210.60
Employers Health Network COMM $226.80
Odom's TN Pride Sausage WORKERSCOMP $243.00
Cigna Evernorth Behavioral Health COMM $259.20
ComPsych COMM $259.20
BGFH SingleSource LEASEDNETWORK $275.40
Prime Health COMMPPO $285.12
Beech Street COMM $285.12

Visitor-reported prices

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Smear wet mount at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $42.57 $2.10 – $18.06
CHI Memorial Hospital Hixson Hixson $67.49 $3.79 – $159.60
62-1166050 BMH Carroll County Huntingdon $21.62 $5.06 – $11.64
CHI Memorial Hospital Chattanooga Chattanooga $96.45 $3.79 – $159.60
Johnson City Medical Center JOHNSON CITY $7.20 $2.91 – $12.69
Ascension Saint Thomas DeKalb Smithville $42.57 $3.00 – $18.06
Ascension Saint Thomas Highlands Sparta $42.57 $3.00 – $18.06
Ascension Saint Thomas River Park McMinnville $42.57 $3.00 – $18.06

All Tennessee hospitals for this procedure →