Red blood cells each unit at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$462.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$462.81

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.68 with Bright Health vs $407.27 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bright Health HIX $78.68 ↓ -83%
Oscar HIX $84.69 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $85.20 ↓ -82%
Aetna NewBusiness $85.45 ↓ -82%
Aetna COMM $85.45 ↓ -82%
NHC Advantage, Inc. MCRHMO $87.93 ↓ -81%
Apex Health MCR $87.93 ↓ -81%
Pruitt Health (AllyAlign) MCR $87.93 ↓ -81%
Ambetter CORE $103.21 ↓ -78%
BCBS NetworkP $106.45 ↓ -77%
Ambetter Select $107.37 ↓ -77%
Bright Health SmallGroup $111.07 ↓ -76%
Humana TRICARE $115.70 ↓ -75%
Cigna NewBusiness $116.63 ↓ -75%
United OptionsPPO $129.12 ↓ -72%
Cigna OAP $132.36 ↓ -71%
Cigna PPO $150.88 ↓ -67%
Centurion PRISON $190.68 ↓ -59%
United GlobalBenefitPlan $208.26 ↓ -55%
BGFH SingleSource DIRECTNETWORK $231.41 ↓ -50%
Aetna NAP $231.41 ↓ -50%
Humana BH COMM $300.83 ↓ -35%
Multiplan COMM $300.83 ↓ -35%
Employers Health Network COMM $323.97 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $347.11 ↓ -25%
ComPsych COMM $370.25 ↓ -20%
Cigna Evernorth Behavioral Health COMM $370.25 ↓ -20%
BGFH SingleSource LEASEDNETWORK $393.39 ↓ -15%
Beech Street COMM $407.27 ↓ -12%
Prime Health COMMPPO $407.27 ↓ -12%

Visitor-reported prices

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Red blood cells each unit at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $416.55 $48.05 – $348.43
Johnson City Medical Center JOHNSON CITY $108.15 $40.69 – $328.24
Ascension Saint Thomas DeKalb Smithville $416.07 $48.05 – $348.43
Ascension Saint Thomas Highlands Sparta $416.07 $48.05 – $348.43
Ascension Saint Thomas River Park McMinnville $416.07 $71.79 – $348.43
Ascension Saint Thomas Rutherford Murfreesboro $416.04 $48.05 – $348.43
Hancock County Hospital SNEEDVILLE $106.26 $40.69 – $239.17
Greeneville Community Hospital GREENEVILLE $108.15 $40.69 – $328.24

All Tennessee hospitals for this procedure →