Tilt table study at Morristown-Hamblen Hospital Association
908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024
$395.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,318.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.38 with BCBS TN vs $2,009.00 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $71.38 | ↓ -82% |
| BCBS TN | Commercial Network S | $89.22 | ↓ -77% |
| BCBS TN | Commercial Network P | $89.22 | ↓ -77% |
| United Healthcare | Tenncare | $160.00 | ↓ -60% |
| Wellpoint | Medicaid Tenncare | $307.90 | ↓ -22% |
| Tricare | Humana Military | $338.56 | ↓ -14% |
| Optum | VA CCN | $338.56 | ↓ -14% |
| Humana | Medicare Advantage HMO | $348.72 | ↓ -12% |
| Humana | DSNP | $348.72 | ↓ -12% |
| Humana | Medicare Advantage PPO | $348.72 | ↓ -12% |
| United Healthcare | Medicare Advantage | $348.72 | ↓ -12% |
| United Healthcare | Community Plan DSNP | $348.72 | ↓ -12% |
| Farm Bureau | Medicare Advantage PPO | $352.10 | ↓ -11% |
| Farm Bureau | Medicare Advantage HMO | $352.10 | ↓ -11% |
| Blue Cross of TN | Med Adv Sapphire | $355.49 | ↓ -10% |
| Devoted Health | HMO | $355.49 | ↓ -10% |
| Wellcare | Medicare Advantage | $355.49 | ↓ -10% |
| United Healthcare | DSNP | $355.49 | ↓ -10% |
| Devoted Health | PPO | $355.49 | ↓ -10% |
| HealthSpring | Medicare PPO | $355.49 | ↓ -10% |
| HealthSpring | Medicare HMO POS | $355.49 | ↓ -10% |
| Aetna | Medicare Advantage | $355.49 | ↓ -10% |
| Cigna | Medicare PPO | $355.49 | ↓ -10% |
| Cigna | Medicare HMO | $355.49 | ↓ -10% |
| Cigna | Medicare HMO-POS | $355.49 | ↓ -10% |
| Wellpoint | DSNP | $355.49 | ↓ -10% |
| Wellpoint | Medicare Advantage | $355.49 | ↓ -10% |
| Blue Cross of TN | BlueEssential DSNP | $355.49 | ↓ -10% |
| Blue Cross of TN | BlueEssential HMO | $355.49 | ↓ -10% |
| Blue Cross of TN | Med Adv Diamond | $355.49 | ↓ -10% |
| Blue Cross of TN | Med Adv PPO | $355.49 | ↓ -10% |
| Blue Cross of TN | Med Adv Ruby | $355.49 | ↓ -10% |
| Aetna | Commercial | $527.20 | ↑ +33% |
| EHN | Network Lease | $593.10 | ↑ +50% |
| United Healthcare | All Other Plans | $628.00 | ↑ +59% |
| Cigna | Local Plus | $669.54 | ↑ +69% |
| Cigna | IFP | $669.54 | ↑ +69% |
| United Healthcare | Heritage Select | $738.00 | ↑ +87% |
| Cigna | POS | $788.16 | ↑ +99% |
| Cigna | HMO | $788.16 | ↑ +99% |
| Cigna | OAP | $788.16 | ↑ +99% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $790.80 | ↑ +100% |
| Community Services Network | NonProfit Public Benefit | $856.70 | ↑ +117% |
| United Healthcare | Options PPO | $904.00 | ↑ +129% |
| USA Managed Care Organization | PPO | $922.60 | ↑ +133% |
| NovaNet | Network Lease | $988.50 | ↑ +150% |
| National Provider Network | PPO | $1,054.40 | ↑ +167% |
| MedSave USA | Commercial | $1,054.40 | ↑ +167% |
| Direct Care America | PPO | $1,054.40 | ↑ +167% |
| Beech Street | PPO | $1,120.30 | ↑ +183% |
| CCN Managed Care | PPO | $1,120.30 | ↑ +183% |
| Initial Group | PPO | $1,159.84 | ↑ +193% |
| Galaxy Health Network | PPO | $1,186.20 | ↑ +200% |
| Ambetter | Exchange | $2,009.00 | ↑ +408% |
Visitor-reported prices
Comments
Tilt table study at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $817.35 | $102.75 – $711.42 |
| Johnson City Medical Center | JOHNSON CITY | $450.75 | $76.28 – $759.10 |
| Greeneville Community Hospital | GREENEVILLE | $450.75 | $76.28 – $759.10 |
| Bristol Regional Medical Center | BRISTOL | $450.75 | $76.28 – $849.59 |
| Franklin Woods Community Hospital | JOHNSON CITY | $450.75 | $76.28 – $738.60 |
| Holston Valley Medical Center | KINGSPORT | $450.75 | $76.28 – $849.59 |
| 62-0123940 BMH Collierville | Collierville | $408.03 | $193.87 – $971.74 |
| Indian Path Community Hospital | KINGSPORT | $450.75 | $76.28 – $812.54 |