Implant cartilage 10mm synthetic at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$478.49

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,594.97

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.70 with BCBS TN vs $105.86 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $24.70 ↓ -95%
Aetna Commercial $25.87 ↓ -95%
United Healthcare All Other Plans $32.93 ↓ -93%
United Healthcare Heritage Select $32.93 ↓ -93%
United Healthcare Options PPO $35.28 ↓ -93%
Cigna IFP $49.99 ↓ -90%
EHN Network Lease $52.93 ↓ -89%
Cigna HMO $58.81 ↓ -88%
Cigna OAP $58.81 ↓ -88%
Cigna POS $58.81 ↓ -88%
Cigna Local Plus $58.81 ↓ -88%
Ambetter Exchange $58.81 ↓ -88%
Correctional Medical Services Correctional Facilities - Inmate Claims $70.57 ↓ -85%
BCBS TN Commercial Network P $72.93 ↓ -85%
BCBS TN Commercial Network S $72.93 ↓ -85%
Community Services Network NonProfit Public Benefit $76.45 ↓ -84%
USA Managed Care Organization PPO $82.34 ↓ -83%
NovaNet Network Lease $88.22 ↓ -82%
National Provider Network PPO $94.10 ↓ -80%
MedSave USA Commercial $94.10 ↓ -80%
Direct Care America PPO $94.10 ↓ -80%
Beech Street PPO $99.98 ↓ -79%
CCN Managed Care PPO $99.98 ↓ -79%
Initial Group PPO $103.51 ↓ -78%
Galaxy Health Network PPO $105.86 ↓ -78%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Implant cartilage 10mm synthetic at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $1,612.50 $33.77 – $144.74
Fort Loudoun Medical Center Lenoir City $526.34 $59.49 – $254.98
Fort Sanders Regional Medical Center Knoxville $1,773.75 $31.71 – $135.91
Methodist Medical Center of Oak Ridge Oak Ridge $2,021.25 $40.63 – $174.15
Cumberland Medical Center, Inc. Crossville $1,720.00 $40.29 – $172.69

All Tennessee hospitals for this procedure →