Implant cartilage 10mm synthetic at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$526.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,594.97
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.49 with BCBS TN vs $254.98 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $59.49 | ↓ -89% |
| Aetna | Commercial | $62.33 | ↓ -88% |
| United Healthcare | All Other Plans | $79.32 | ↓ -85% |
| United Healthcare | Heritage Select | $79.32 | ↓ -85% |
| United Healthcare | Options PPO | $84.99 | ↓ -84% |
| Cigna | IFP | $120.41 | ↓ -77% |
| EHN | Network Lease | $127.49 | ↓ -76% |
| Cigna | HMO | $141.66 | ↓ -73% |
| Cigna | OAP | $141.66 | ↓ -73% |
| Cigna | POS | $141.66 | ↓ -73% |
| Cigna | Local Plus | $141.66 | ↓ -73% |
| Ambetter | Exchange | $141.66 | ↓ -73% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $169.99 | ↓ -68% |
| BCBS TN | Commercial Network P | $175.65 | ↓ -67% |
| BCBS TN | Commercial Network S | $175.65 | ↓ -67% |
| Community Services Network | NonProfit Public Benefit | $184.15 | ↓ -65% |
| USA Managed Care Organization | PPO | $198.32 | ↓ -62% |
| NovaNet | Network Lease | $212.49 | ↓ -60% |
| National Provider Network | PPO | $226.65 | ↓ -57% |
| MedSave USA | Commercial | $226.65 | ↓ -57% |
| Direct Care America | PPO | $226.65 | ↓ -57% |
| Beech Street | PPO | $240.82 | ↓ -54% |
| CCN Managed Care | PPO | $240.82 | ↓ -54% |
| Initial Group | PPO | $249.32 | ↓ -53% |
| Galaxy Health Network | PPO | $254.98 | ↓ -52% |
Visitor-reported prices
Comments
Implant cartilage 10mm synthetic at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Parkwest Medical Center | Knoxville | $1,612.50 | $33.77 – $144.74 |
| Fort Sanders Regional Medical Center | Knoxville | $1,773.75 | $31.71 – $135.91 |
| Methodist Medical Center of Oak Ridge | Oak Ridge | $2,021.25 | $40.63 – $174.15 |
| Cumberland Medical Center, Inc. | Crossville | $1,720.00 | $40.29 – $172.69 |