Icd crtd cobalt hf MRI is1 df1 at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$28,540.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$95,135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14,070.00 with BCBS TN vs $60,300.00 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $14,070.00 ↓ -51%
Aetna Commercial $14,740.00 ↓ -48%
United Healthcare All Other Plans $18,760.00 ↓ -34%
United Healthcare Heritage Select $18,760.00 ↓ -34%
United Healthcare Options PPO $20,100.00 ↓ -30%
Cigna IFP $28,475.00 ↓ -0%
EHN Network Lease $30,150.00 ↑ +6%
Cigna HMO $33,500.00 ↑ +17%
Cigna OAP $33,500.00 ↑ +17%
Cigna POS $33,500.00 ↑ +17%
Cigna Local Plus $33,500.00 ↑ +17%
Ambetter Exchange $33,500.00 ↑ +17%
Correctional Medical Services Correctional Facilities - Inmate Claims $40,200.00 ↑ +41%
BCBS TN Commercial Network P $41,540.00 ↑ +46%
BCBS TN Commercial Network S $41,540.00 ↑ +46%
Community Services Network NonProfit Public Benefit $43,550.00 ↑ +53%
USA Managed Care Organization PPO $46,900.00 ↑ +64%
NovaNet Network Lease $50,250.00 ↑ +76%
National Provider Network PPO $53,600.00 ↑ +88%
MedSave USA Commercial $53,600.00 ↑ +88%
Direct Care America PPO $53,600.00 ↑ +88%
Beech Street PPO $56,950.00 ↑ +100%
CCN Managed Care PPO $56,950.00 ↑ +100%
Initial Group PPO $58,960.00 ↑ +107%
Galaxy Health Network PPO $60,300.00 ↑ +111%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $29,475.00 $13,900.36 – $60,300.00
Roane County Medical Center Harriman $31,394.55 $16,800.00 – $72,000.00
LeConte Medical Center Sevierville $27,589.15 $17,745.00 – $76,050.00
Fort Sanders Regional Medical Center Knoxville $32,269.05 $14,070.00 – $60,300.00
Methodist Medical Center of Oak Ridge Oak Ridge $32,269.05 $14,070.00 – $60,300.00

All Tennessee hospitals for this procedure →