Icd crtd cobalt hf MRI is1 df1 at Roane County Medical Center

8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$31,394.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$95,135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16,800.00 with BCBS TN vs $72,000.00 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $16,800.00 ↓ -46%
Aetna Commercial $17,600.00 ↓ -44%
United Healthcare All Other Plans $22,400.00 ↓ -29%
United Healthcare Heritage Select $22,400.00 ↓ -29%
United Healthcare Options PPO $24,000.00 ↓ -24%
Cigna IFP $34,000.00 ↑ +8%
EHN Network Lease $36,000.00 ↑ +15%
Cigna HMO $40,000.00 ↑ +27%
Cigna OAP $40,000.00 ↑ +27%
Cigna POS $40,000.00 ↑ +27%
Cigna Local Plus $40,000.00 ↑ +27%
Ambetter Exchange $40,000.00 ↑ +27%
Correctional Medical Services Correctional Facilities - Inmate Claims $48,000.00 ↑ +53%
BCBS TN Commercial Network P $49,600.00 ↑ +58%
BCBS TN Commercial Network S $49,600.00 ↑ +58%
Community Services Network NonProfit Public Benefit $52,000.00 ↑ +66%
USA Managed Care Organization PPO $56,000.00 ↑ +78%
NovaNet Network Lease $60,000.00 ↑ +91%
National Provider Network PPO $64,000.00 ↑ +104%
MedSave USA Commercial $64,000.00 ↑ +104%
Direct Care America PPO $64,000.00 ↑ +104%
Beech Street PPO $68,000.00 ↑ +117%
CCN Managed Care PPO $68,000.00 ↑ +117%
Initial Group PPO $70,400.00 ↑ +124%
Galaxy Health Network PPO $72,000.00 ↑ +129%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $29,475.00 $13,900.36 – $60,300.00
LeConte Medical Center Sevierville $27,589.15 $17,745.00 – $76,050.00
Fort Sanders Regional Medical Center Knoxville $32,269.05 $14,070.00 – $60,300.00
Methodist Medical Center of Oak Ridge Oak Ridge $32,269.05 $14,070.00 – $60,300.00
Morristown-Hamblen Hospital Association Morristown $28,540.50 $14,070.00 – $60,300.00

All Tennessee hospitals for this procedure →