Hdr rdncl ntrstl/icav brchtx at Morristown-Hamblen Hospital Association
908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024
$913.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,044.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$216.00 with BCBS TN vs $2,739.60 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Commercial Network S | $216.00 | ↓ -76% |
| BCBS TN | Commercial Network P | $216.00 | ↓ -76% |
| United Healthcare | Tenncare | $344.39 | ↓ -62% |
| BCBS TN | Blue Care | $582.20 | ↓ -36% |
| United Healthcare | All Other Plans | $628.00 | ↓ -31% |
| Tricare | Humana Military | $631.89 | ↓ -31% |
| Optum | VA CCN | $631.89 | ↓ -31% |
| Humana | Medicare Advantage HMO | $650.85 | ↓ -29% |
| Humana | DSNP | $650.85 | ↓ -29% |
| Humana | Medicare Advantage PPO | $650.85 | ↓ -29% |
| United Healthcare | Medicare Advantage | $650.85 | ↓ -29% |
| United Healthcare | Community Plan DSNP | $650.85 | ↓ -29% |
| Farm Bureau | Medicare Advantage PPO | $657.17 | ↓ -28% |
| Farm Bureau | Medicare Advantage HMO | $657.17 | ↓ -28% |
| Blue Cross of TN | Med Adv Sapphire | $663.48 | ↓ -27% |
| Devoted Health | HMO | $663.48 | ↓ -27% |
| Wellcare | Medicare Advantage | $663.48 | ↓ -27% |
| United Healthcare | DSNP | $663.48 | ↓ -27% |
| Devoted Health | PPO | $663.48 | ↓ -27% |
| HealthSpring | Medicare PPO | $663.48 | ↓ -27% |
| HealthSpring | Medicare HMO POS | $663.48 | ↓ -27% |
| Aetna | Medicare Advantage | $663.48 | ↓ -27% |
| Cigna | Medicare PPO | $663.48 | ↓ -27% |
| Cigna | Medicare HMO | $663.48 | ↓ -27% |
| Cigna | Medicare HMO-POS | $663.48 | ↓ -27% |
| Wellpoint | DSNP | $663.48 | ↓ -27% |
| Wellpoint | Medicare Advantage | $663.48 | ↓ -27% |
| Blue Cross of TN | BlueEssential DSNP | $663.48 | ↓ -27% |
| Blue Cross of TN | BlueEssential HMO | $663.48 | ↓ -27% |
| Blue Cross of TN | Med Adv Diamond | $663.48 | ↓ -27% |
| Blue Cross of TN | Med Adv PPO | $663.48 | ↓ -27% |
| Blue Cross of TN | Med Adv Ruby | $663.48 | ↓ -27% |
| Wellpoint | Medicaid Tenncare | $690.49 | ↓ -24% |
| United Healthcare | Heritage Select | $738.00 | ↓ -19% |
| United Healthcare | Options PPO | $904.00 | ↓ -1% |
| Aetna | Commercial | $1,110.38 | ↑ +22% |
| EHN | Network Lease | $1,369.80 | ↑ +50% |
| Cigna | Local Plus | $1,546.35 | ↑ +69% |
| Cigna | IFP | $1,546.35 | ↑ +69% |
| Cigna | POS | $1,820.31 | ↑ +99% |
| Cigna | HMO | $1,820.31 | ↑ +99% |
| Cigna | OAP | $1,820.31 | ↑ +99% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $1,826.40 | ↑ +100% |
| Community Services Network | NonProfit Public Benefit | $1,978.60 | ↑ +117% |
| USA Managed Care Organization | PPO | $2,130.80 | ↑ +133% |
| NovaNet | Network Lease | $2,283.00 | ↑ +150% |
| National Provider Network | PPO | $2,435.20 | ↑ +167% |
| MedSave USA | Commercial | $2,435.20 | ↑ +167% |
| Direct Care America | PPO | $2,435.20 | ↑ +167% |
| Beech Street | PPO | $2,587.40 | ↑ +183% |
| CCN Managed Care | PPO | $2,587.40 | ↑ +183% |
| Ambetter | Exchange | $2,676.10 | ↑ +193% |
| Initial Group | PPO | $2,678.72 | ↑ +193% |
| Galaxy Health Network | PPO | $2,739.60 | ↑ +200% |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $847.45 | $454.45 – $2,004.10 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $1,211.05 | $454.45 – $2,004.10 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $1,817.79 | $465.76 – $1,718.25 |
| Greeneville Community Hospital | GREENEVILLE | $349.50 | $250.64 – $1,922.76 |
| Bristol Regional Medical Center | BRISTOL | $349.50 | $417.73 – $1,803.13 |
| Holston Valley Medical Center | KINGSPORT | $349.50 | $417.73 – $1,803.13 |
| 62-0123940 BMH Collierville | Collierville | $2,347.59 | $465.76 – $1,270.64 |
| 62-1138045 BMH Union City | Union City | $2,149.80 | $551.17 – $1,267.06 |