Obstetrics panel at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.51 with Wellpoint vs $191.24 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $21.51
BCBS TENNCARE $24.56
BCBS COVERKIDS $26.59
Aetna NewBusiness $38.01
Aetna COMM $38.01
BCBS BlueCare $41.76
Devoted Health Plan MCR $47.81
Humana ChoicecareMGMCR $47.81
HealthSpring DualEligible $47.81
HealthSpring MCRHMO $47.81
HealthSpring MCRPOS $47.81
HealthSpring MCRPPO $47.81
United VACCN $47.81
United AllPayerAppendix $47.81
United CorePayer $47.81
United HeritageSelect $47.81
Amerigroup MGMCR $47.81
Bright Health HIX $47.81
Bright Health SmallGroup $47.81
Sarah Cannon Research COMM $47.81
Aetna MGMCRHMO $48.29
Aetna MGMCRSNP $48.29
Aetna MGMCRPPO $48.29
United MGMCR $48.77
Zing MGMCR $49.24
WellCare MCR $49.24
BCBS MCR $49.24
Ambetter Select $49.73
American Health Advantage MCRSNP $50.20
American Health Advantage MCRPFFS $50.20
Evergreen HMO MCR $50.20
American Health Advantage MCRHMO $50.20
American Health Advantage MCRPOS $50.20
American Health Advantage MCRPPO $50.20
Signature Advantage MCR $50.68
Ambetter CORE $51.64
ATRIO Golden Times MCR $52.59
Bright Health MCRNarrow $54.98
BCBS NetworkP $55.97
Prime Health WORKERSCOMP $68.85
NovaNET WORKERSCOMP $70.28
CorVel Corporation WORKERSCOMP $70.28
Cigna NewBusiness $85.35
Cigna OAP $96.93
Oscar HIX $143.43
Humana NarrowExchangeNetwork $191.24
Humana HumanaChoiceCare $191.24
Humana BroadNetwork $191.24
Humana HumanaChoice $191.24

Visitor-reported prices

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Obstetrics panel at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $97.91 $14.45 – $185.10
Johnson City Medical Center JOHNSON CITY $71.85 $9.48 – $104.23
Ascension Saint Thomas DeKalb Smithville $97.91 $14.45 – $185.10
Ascension Saint Thomas Highlands Sparta $97.91 $14.45 – $185.10
Ascension Saint Thomas River Park McMinnville $97.91 $21.59 – $185.10
Ascension Saint Thomas Rutherford Murfreesboro $97.91 $14.45 – $185.10
Hancock County Hospital SNEEDVILLE $70.61 $10.60 – $105.38
Greeneville Community Hospital GREENEVILLE $71.85 $10.29 – $104.23

All Tennessee hospitals for this procedure →