Echo stress at HENDERSONVILLE MEDICAL CENTER
355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434
$3,008.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,008.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$178.86 with BCBS vs $4,700.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $178.86 | ↓ -94% |
| BCBS | COVERKIDS | $193.59 | ↓ -94% |
| BCBS | BlueCare | $304.06 | ↓ -90% |
| Bright Health | HIX | $511.48 | ↓ -83% |
| Oscar | HIX | $550.60 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $553.91 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $571.66 | ↓ -81% |
| Apex Health | MCR | $571.66 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $571.66 | ↓ -81% |
| Ambetter | CORE | $670.95 | ↓ -78% |
| BCBS | NetworkP | $692.01 | ↓ -77% |
| Ambetter | Select | $698.03 | ↓ -77% |
| Bright Health | SmallGroup | $722.10 | ↓ -76% |
| Humana | TRICARE | $752.18 | ↓ -75% |
| Cigna | NewBusiness | $758.20 | ↓ -75% |
| United | OptionsPPO | $758.20 | ↓ -75% |
| Cigna | OAP | $860.50 | ↓ -71% |
| Cigna | PPO | $1,010.93 | ↓ -66% |
| United | GlobalBenefitPlan | $1,353.93 | ↓ -55% |
| Aetna | NAP | $1,504.37 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $1,504.37 | ↓ -50% |
| Employers Health Network | COMM | $2,106.11 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $2,256.55 | ↓ -25% |
| Multiplan | COMM | $2,467.16 | ↓ -18% |
| BGFH SingleSource | LEASEDNETWORK | $2,557.42 | ↓ -15% |
| Beech Street | COMM | $2,768.03 | ↓ -8% |
| Aetna | NewBusiness | $3,807.00 | ↑ +27% |
| Aetna | COMM | $4,700.00 | ↑ +56% |
Visitor-reported prices
Comments
Echo stress at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $902.61 | $105.21 – $735.15 |
| CHI Memorial Hospital Hixson | Hixson | $1,002.26 | $156.58 – $2,370.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $1,432.28 | $156.58 – $2,370.20 |
| Johnson City Medical Center | JOHNSON CITY | $448.35 | $82.81 – $1,111.55 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $902.61 | $105.21 – $735.15 |
| Greeneville Community Hospital | GREENEVILLE | $448.35 | $82.81 – $1,111.55 |
| Bristol Regional Medical Center | BRISTOL | $448.35 | $82.81 – $1,244.06 |
| Franklin Woods Community Hospital | JOHNSON CITY | $448.35 | $82.81 – $1,081.53 |