_afb org id by sequencing rflx ast-sendout at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$320.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$320.12

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.91 with Wellpoint vs $461.44 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $51.91 ↓ -84%
Kentucky Labor Cabinet WORKERSCOMP $58.93 ↓ -82%
Pruitt Health (AllyAlign) MCR $60.82 ↓ -81%
NHC Advantage, Inc. MCRHMO $60.82 ↓ -81%
Apex Health MCR $60.82 ↓ -81%
Humana TRICARE $80.03 ↓ -75%
United OptionsPPO $80.67 ↓ -75%
Aetna NewBusiness $91.71 ↓ -71%
Aetna COMM $91.71 ↓ -71%
Cigna PPO $107.56 ↓ -66%
Devoted Health Plan MCR $115.36 ↓ -64%
Humana ChoicecareMGMCR $115.36 ↓ -64%
Sarah Cannon Research COMM $115.36 ↓ -64%
HealthSpring DualEligible $115.36 ↓ -64%
HealthSpring MCRHMO $115.36 ↓ -64%
HealthSpring MCRPOS $115.36 ↓ -64%
HealthSpring MCRPPO $115.36 ↓ -64%
United VACCN $115.36 ↓ -64%
United AllPayerAppendix $115.36 ↓ -64%
United CorePayer $115.36 ↓ -64%
United HeritageSelect $115.36 ↓ -64%
Amerigroup MGMCR $115.36 ↓ -64%
Bright Health HIX $115.36 ↓ -64%
Bright Health SmallGroup $115.36 ↓ -64%
Aetna MGMCRPPO $116.51 ↓ -64%
Aetna MGMCRSNP $116.51 ↓ -64%
Aetna MGMCRHMO $116.51 ↓ -64%
United MGMCR $117.67 ↓ -63%
Zing MGMCR $118.82 ↓ -63%
WellCare MCR $118.82 ↓ -63%
BCBS MCR $118.82 ↓ -63%
Ambetter Select $119.97 ↓ -63%
Evergreen HMO MCR $121.13 ↓ -62%
American Health Advantage MCRHMO $121.13 ↓ -62%
American Health Advantage MCRSNP $121.13 ↓ -62%
American Health Advantage MCRPPO $121.13 ↓ -62%
American Health Advantage MCRPOS $121.13 ↓ -62%
American Health Advantage MCRPFFS $121.13 ↓ -62%
Signature Advantage MCR $122.28 ↓ -62%
Ambetter CORE $124.59 ↓ -61%
ATRIO Golden Times MCR $126.90 ↓ -60%
Bright Health MCRNarrow $132.66 ↓ -59%
United GlobalBenefitPlan $144.05 ↓ -55%
BCBS NetworkP $157.38 ↓ -51%
Aetna NAP $160.06 ↓ -50%
BGFH SingleSource DIRECTNETWORK $160.06 ↓ -50%
Prime Health WORKERSCOMP $166.12 ↓ -48%
NovaNET WORKERSCOMP $169.58 ↓ -47%
CorVel Corporation WORKERSCOMP $169.58 ↓ -47%
Cigna NewBusiness $205.91 ↓ -36%
Employers Health Network COMM $224.08 ↓ -30%
BCBS TENNCARE $228.19 ↓ -29%
Cigna OAP $233.84 ↓ -27%
Odom's TN Pride Sausage WORKERSCOMP $240.09 ↓ -25%
BCBS COVERKIDS $246.98 ↓ -23%
Multiplan COMM $262.50 ↓ -18%
BGFH SingleSource LEASEDNETWORK $272.10 ↓ -15%
Beech Street COMM $294.51 ↓ -8%
Oscar HIX $346.08 ↑ +8%
BCBS BlueCare $387.92 ↑ +21%
Humana NarrowExchangeNetwork $461.44 ↑ +44%
Humana HumanaChoiceCare $461.44 ↑ +44%
Humana HumanaChoice $461.44 ↑ +44%
Humana BroadNetwork $461.44 ↑ +44%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

_afb org id by sequencing rflx ast-sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $164.88 $94.80 – $331.80
CHI Memorial Hospital Chattanooga Chattanooga $235.62 $99.54 – $331.80
Johnson City Medical Center JOHNSON CITY $201.90 $57.68 – $251.48
Hancock County Hospital SNEEDVILLE $198.26 $81.70 – $254.07
Greeneville Community Hospital GREENEVILLE $201.90 $51.91 – $251.48
Bristol Regional Medical Center BRISTOL $201.90 $57.68 – $276.86
Franklin Woods Community Hospital JOHNSON CITY $201.90 $57.68 – $251.48
Holston Valley Medical Center KINGSPORT $201.90 $57.68 – $276.86

All Tennessee hospitals for this procedure →