St treatment speech individual at HORIZON MEDICAL CENTER
107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832
$484.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$484.24
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$44.88 with BCBS vs $445.50 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $44.88 | ↓ -91% |
| BCBS | COVERKIDS | $48.53 | ↓ -90% |
| Wellpoint | MGMCD | $65.75 | ↓ -86% |
| HealthSpring | MCRHMO | $73.05 | ↓ -85% |
| HealthSpring | MCRPOS | $73.05 | ↓ -85% |
| HealthSpring | MCRPPO | $73.05 | ↓ -85% |
| Devoted Health Plan | MCR | $73.05 | ↓ -85% |
| Humana | ChoicecareMGMCR | $73.05 | ↓ -85% |
| HealthSpring | DualEligible | $73.05 | ↓ -85% |
| United | VACCN | $73.05 | ↓ -85% |
| Amerigroup | MGMCR | $73.05 | ↓ -85% |
| Sarah Cannon Research | COMM | $73.05 | ↓ -85% |
| Aetna | MGMCRPPO | $73.78 | ↓ -85% |
| Aetna | MGMCRSNP | $73.78 | ↓ -85% |
| Aetna | MGMCRHMO | $73.78 | ↓ -85% |
| United | MGMCR | $74.51 | ↓ -85% |
| WellCare | MCR | $75.24 | ↓ -84% |
| Zing | MGMCR | $75.24 | ↓ -84% |
| BCBS | MCR | $75.24 | ↓ -84% |
| American Health Advantage | MCRPPO | $76.70 | ↓ -84% |
| American Health Advantage | MCRPOS | $76.70 | ↓ -84% |
| American Health Advantage | MCRHMO | $76.70 | ↓ -84% |
| American Health Advantage | MCRPFFS | $76.70 | ↓ -84% |
| American Health Advantage | MCRSNP | $76.70 | ↓ -84% |
| Evergreen HMO | MCR | $76.70 | ↓ -84% |
| Signature Advantage | MCR | $77.43 | ↓ -84% |
| ATRIO Golden Times | MCR | $80.36 | ↓ -83% |
| BCBS | BlueCare | $81.06 | ↓ -83% |
| Bright Health | HIX | $82.32 | ↓ -83% |
| Bright Health | MCRNarrow | $84.01 | ↓ -83% |
| Oscar | HIX | $88.62 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $89.15 | ↓ -82% |
| Apex Health | MCR | $92.01 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $92.01 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $92.01 | ↓ -81% |
| Prime Health | WORKERSCOMP | $105.19 | ↓ -78% |
| CorVel Corporation | WORKERSCOMP | $107.38 | ↓ -78% |
| NovaNET | WORKERSCOMP | $107.38 | ↓ -78% |
| Ambetter | CORE | $107.99 | ↓ -78% |
| Ambetter | Select | $112.34 | ↓ -77% |
| Bright Health | SmallGroup | $116.22 | ↓ -76% |
| Humana | TRICARE | $121.06 | ↓ -75% |
| Cigna | NewBusiness | $122.03 | ↓ -75% |
| Cigna | OAP | $138.49 | ↓ -71% |
| United | OptionsPPO | $148.66 | ↓ -69% |
| BCBS | NetworkP | $155.37 | ↓ -68% |
| Cigna | PPO | $177.23 | ↓ -63% |
| United | GlobalBenefitPlan | $217.91 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $242.12 | ↓ -50% |
| Aetna | NAP | $242.12 | ↓ -50% |
| Aetna | NewBusiness | $274.00 | ↓ -43% |
| Aetna | COMM | $326.00 | ↓ -33% |
| Employers Health Network | COMM | $338.97 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $363.18 | ↓ -25% |
| Cigna Evernorth Behavioral Health | COMM | $387.39 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $411.60 | ↓ -15% |
| Multiplan | COMM | $435.82 | ↓ -10% |
| Beech Street | COMM | $445.50 | ↓ -8% |
Visitor-reported prices
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St treatment speech individual at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $96.68 | $28.05 – $175.24 |
| CHI Memorial Hospital Hixson | Hixson | $184.12 | $41.75 – $189.52 |
| 62-1166050 BMH Carroll County | Huntingdon | $133.86 | $28.05 – $42.13 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $263.11 | $41.75 – $189.52 |
| Johnson City Medical Center | JOHNSON CITY | $77.40 | $32.54 – $355.49 |
| Ascension Saint Thomas DeKalb | Smithville | $76.77 | $28.05 – $175.24 |
| Ascension Saint Thomas Highlands | Sparta | $76.77 | $28.05 – $175.24 |
| Ascension Saint Thomas River Park | McMinnville | $73.11 | $41.91 – $175.24 |