Consult comp w/report rfrd material at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$104.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$327.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.21 with United Healthcare vs $431.04 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $22.21 | ↓ -79% |
| Wellpoint | Medicaid Tenncare | $49.40 | ↓ -53% |
| United Healthcare | All Other Plans | $49.47 | ↓ -53% |
| United Healthcare | Options PPO | $49.47 | ↓ -53% |
| United Healthcare | Heritage Select | $49.47 | ↓ -53% |
| EHN | Network Lease | $147.15 | ↑ +41% |
| Optum | VA CCN | $165.55 | ↑ +58% |
| Tricare | Humana Military | $165.55 | ↑ +58% |
| United Healthcare | Medicare Advantage | $170.52 | ↑ +63% |
| Humana | Medicare Advantage HMO | $170.52 | ↑ +63% |
| Humana | DSNP | $170.52 | ↑ +63% |
| United Healthcare | Community Plan DSNP | $170.52 | ↑ +63% |
| Humana | Medicare Advantage PPO | $170.52 | ↑ +63% |
| Farm Bureau | Medicare Advantage HMO | $172.17 | ↑ +65% |
| Farm Bureau | Medicare Advantage PPO | $172.17 | ↑ +65% |
| Wellpoint | Medicare Advantage | $173.83 | ↑ +66% |
| Devoted Health | HMO | $173.83 | ↑ +66% |
| Wellcare | Medicare Advantage | $173.83 | ↑ +66% |
| United Healthcare | DSNP | $173.83 | ↑ +66% |
| Devoted Health | PPO | $173.83 | ↑ +66% |
| HealthSpring | Medicare PPO | $173.83 | ↑ +66% |
| HealthSpring | Medicare HMO POS | $173.83 | ↑ +66% |
| Aetna | Medicare Advantage | $173.83 | ↑ +66% |
| Cigna | Medicare PPO | $173.83 | ↑ +66% |
| Cigna | Medicare HMO | $173.83 | ↑ +66% |
| Cigna | Medicare HMO-POS | $173.83 | ↑ +66% |
| Wellpoint | DSNP | $173.83 | ↑ +66% |
| Blue Cross of TN | Med Adv Ruby | $173.83 | ↑ +66% |
| Blue Cross of TN | Med Adv Sapphire | $173.83 | ↑ +66% |
| Blue Cross of TN | BlueEssential DSNP | $173.83 | ↑ +66% |
| Blue Cross of TN | BlueEssential HMO | $173.83 | ↑ +66% |
| Blue Cross of TN | Med Adv Diamond | $173.83 | ↑ +66% |
| Blue Cross of TN | Med Adv PPO | $173.83 | ↑ +66% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $196.20 | ↑ +88% |
| Cigna | IFP | $197.72 | ↑ +89% |
| Cigna | Local Plus | $198.58 | ↑ +90% |
| Aetna | Commercial | $204.31 | ↑ +95% |
| Community Services Network | NonProfit Public Benefit | $212.55 | ↑ +103% |
| Cigna | POS | $215.85 | ↑ +106% |
| Cigna | OAP | $215.85 | ↑ +106% |
| Cigna | HMO | $215.85 | ↑ +106% |
| BCBS TN | Blue Care | $218.16 | ↑ +108% |
| USA Managed Care Organization | PPO | $228.90 | ↑ +119% |
| NovaNet | Network Lease | $245.25 | ↑ +134% |
| National Provider Network | PPO | $261.60 | ↑ +150% |
| Direct Care America | PPO | $261.60 | ↑ +150% |
| MedSave USA | Commercial | $261.60 | ↑ +150% |
| CCN Managed Care | PPO | $277.95 | ↑ +166% |
| Beech Street | PPO | $277.95 | ↑ +166% |
| Initial Group | PPO | $287.76 | ↑ +175% |
| Galaxy Health Network | PPO | $294.30 | ↑ +181% |
| BCBS TN | Commercial Network S | $331.61 | ↑ +217% |
| BCBS TN | Commercial Network P | $331.61 | ↑ +217% |
| Ambetter | Exchange | $431.04 | ↑ +312% |
Visitor-reported prices
Comments
Consult comp w/report rfrd material at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Johnson City Medical Center | JOHNSON CITY | $135.15 | $49.47 – $346.58 |
| Hancock County Hospital | SNEEDVILLE | $132.48 | $28.83 – $300.16 |
| Greeneville Community Hospital | GREENEVILLE | $135.15 | $20.76 – $346.58 |
| Bristol Regional Medical Center | BRISTOL | $135.15 | $34.60 – $387.89 |
| Franklin Woods Community Hospital | JOHNSON CITY | $135.15 | $49.47 – $337.22 |
| Holston Valley Medical Center | KINGSPORT | $135.15 | $34.60 – $387.89 |
| Indian Path Community Hospital | KINGSPORT | $135.15 | $49.47 – $370.97 |
| 62-1138045 BMH Union City | Union City | $248.80 | $136.13 – $312.94 |