Str markers spec anal addl at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.93 with BCBS vs $1,219.24 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $99.93
BCBS COVERKIDS $107.92
BCBS NetworkP $123.00
Wellpoint MGMCD $137.16
Aetna COMM $242.33
Aetna NewBusiness $242.33
BCBS BlueCare $288.80
United HeritageSelect $304.81
Humana ChoicecareMGMCR $304.81
Sarah Cannon Research COMM $304.81
United AllPayerAppendix $304.81
United CorePayer $304.81
Bright Health SmallGroup $304.81
Bright Health HIX $304.81
WellCare MCR $313.95
Zing MGMCR $313.95
Ambetter Select $317.00
American Health Advantage MCRPOS $320.05
United VACCN $320.05
American Health Advantage MCRHMO $320.05
Devoted Health Plan MCR $320.05
American Health Advantage MCRPPO $320.05
American Health Advantage MCRSNP $320.05
American Health Advantage MCRPFFS $320.05
Evergreen HMO MCR $320.05
Healthspring MCRPPO $320.05
Healthspring MCRHMONonTMN $320.05
Healthspring MCRHMOTMN $320.05
Aetna MGMCRSNP $323.25
Aetna MGMCRHMO $323.25
Aetna MGMCRPPO $323.25
Ambetter CORE $329.20
ATRIO Golden Times MCR $335.29
Signature Advantage MCR $339.25
Bright Health MCRNarrow $368.06
Prime Health WORKERSCOMP $438.93
NovaNET WORKERSCOMP $448.07
CorVel Corporation WORKERSCOMP $448.07
Cigna NewBusiness $543.29
Cigna OAP $617.00
Oscar HIX $914.43
Humana BroadNetwork $1,219.24
Humana HumanaChoice $1,219.24
Humana HumanaChoiceCare $1,219.24
Humana NarrowExchangeNetwork $1,219.24

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Str markers spec anal addl at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-0123940 BMH Collierville Collierville $164.64 $99.93 – $609.62
Roane County Medical Center Harriman $208.89 $137.16 – $569.70
Fort Loudoun Medical Center Lenoir City $208.89 $137.16 – $569.70
Fort Sanders Regional Medical Center Knoxville $208.89 $137.16 – $569.70
Morristown-Hamblen Hospital Association Morristown $189.90 $137.16 – $569.70
Ascension Saint Thomas Midtown Nashville not published $99.93 – $956.06
Ascension Saint Thomas DeKalb Smithville not published $99.93 – $956.06
Ascension Saint Thomas Highlands Sparta not published $99.93 – $956.06

All Tennessee hospitals for this procedure →