Str markers spec anal addl at Morristown-Hamblen Hospital Association
908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024
$189.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$633.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$137.16 with Wellpoint vs $680.88 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $137.16 | ↓ -28% |
| United Healthcare | Tenncare | $142.12 | ↓ -25% |
| EHN | Network Lease | $284.85 | ↑ +50% |
| Optum | VA CCN | $304.81 | ↑ +61% |
| Tricare | Humana Military | $304.81 | ↑ +61% |
| United Healthcare | Options PPO | $304.81 | ↑ +61% |
| United Healthcare | All Other Plans | $304.81 | ↑ +61% |
| United Healthcare | Heritage Select | $304.81 | ↑ +61% |
| Humana | DSNP | $313.95 | ↑ +65% |
| United Healthcare | Medicare Advantage | $313.95 | ↑ +65% |
| Humana | Medicare Advantage PPO | $313.95 | ↑ +65% |
| United Healthcare | Community Plan DSNP | $313.95 | ↑ +65% |
| Humana | Medicare Advantage HMO | $313.95 | ↑ +65% |
| Farm Bureau | Medicare Advantage HMO | $317.00 | ↑ +67% |
| Farm Bureau | Medicare Advantage PPO | $317.00 | ↑ +67% |
| Blue Cross of TN | BlueEssential DSNP | $320.05 | ↑ +69% |
| Devoted Health | HMO | $320.05 | ↑ +69% |
| Wellcare | Medicare Advantage | $320.05 | ↑ +69% |
| United Healthcare | DSNP | $320.05 | ↑ +69% |
| Devoted Health | PPO | $320.05 | ↑ +69% |
| HealthSpring | Medicare PPO | $320.05 | ↑ +69% |
| HealthSpring | Medicare HMO POS | $320.05 | ↑ +69% |
| Aetna | Medicare Advantage | $320.05 | ↑ +69% |
| Cigna | Medicare PPO | $320.05 | ↑ +69% |
| Cigna | Medicare HMO | $320.05 | ↑ +69% |
| Wellpoint | Medicare Advantage | $320.05 | ↑ +69% |
| Blue Cross of TN | Med Adv Diamond | $320.05 | ↑ +69% |
| Blue Cross of TN | BlueEssential HMO | $320.05 | ↑ +69% |
| Blue Cross of TN | Med Adv Sapphire | $320.05 | ↑ +69% |
| Blue Cross of TN | Med Adv Ruby | $320.05 | ↑ +69% |
| Blue Cross of TN | Med Adv PPO | $320.05 | ↑ +69% |
| Cigna | Medicare HMO-POS | $320.05 | ↑ +69% |
| Wellpoint | DSNP | $320.05 | ↑ +69% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $379.80 | ↑ +100% |
| BCBS TN | Blue Care | $381.01 | ↑ +101% |
| Community Services Network | NonProfit Public Benefit | $411.45 | ↑ +117% |
| USA Managed Care Organization | PPO | $443.10 | ↑ +133% |
| Aetna | Commercial | $461.83 | ↑ +143% |
| NovaNet | Network Lease | $474.75 | ↑ +150% |
| Direct Care America | PPO | $506.40 | ↑ +167% |
| National Provider Network | PPO | $506.40 | ↑ +167% |
| MedSave USA | Commercial | $506.40 | ↑ +167% |
| CCN Managed Care | PPO | $538.05 | ↑ +183% |
| Beech Street | PPO | $538.05 | ↑ +183% |
| Ambetter | Exchange | $551.71 | ↑ +191% |
| Initial Group | PPO | $557.04 | ↑ +193% |
| Galaxy Health Network | PPO | $569.70 | ↑ +200% |
| BCBS TN | Commercial Network S | $579.14 | ↑ +205% |
| BCBS TN | Commercial Network P | $579.14 | ↑ +205% |
| Cigna | IFP | $623.68 | ↑ +228% |
| Cigna | Local Plus | $626.41 | ↑ +230% |
| Cigna | HMO | $680.88 | ↑ +259% |
| Cigna | OAP | $680.88 | ↑ +259% |
| Cigna | POS | $680.88 | ↑ +259% |
Visitor-reported prices
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Str markers spec anal addl at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| 62-0123940 BMH Collierville | Collierville | $164.64 | $99.93 – $609.62 |
| Roane County Medical Center | Harriman | $208.89 | $137.16 – $569.70 |
| Fort Loudoun Medical Center | Lenoir City | $208.89 | $137.16 – $569.70 |
| Fort Sanders Regional Medical Center | Knoxville | $208.89 | $137.16 – $569.70 |
| Ascension Saint Thomas Midtown | Nashville | not published | $99.93 – $956.06 |
| Ascension Saint Thomas DeKalb | Smithville | not published | $99.93 – $956.06 |
| Ascension Saint Thomas Highlands | Sparta | not published | $99.93 – $956.06 |
| Ascension Saint Thomas River Park | McMinnville | not published | $149.31 – $956.06 |