MRI cardiac morph & func wwo IV cont w/stress img at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$491.11 with BCBS vs $1,419.93 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $491.11
BCBS COVERKIDS $533.81
Humana HumanaChoiceCare $551.16
Humana NarrowExchangeNetwork $551.16
Humana BroadNetwork $551.16
Humana HumanaChoice $551.16
United AllPayerAppendix $920.54
United CorePayer $920.54
United HeritageSelect $920.54
Aetna NewBusiness $1,219.70
Aetna COMM $1,219.70
BCBS BlueCare $1,419.93

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI cardiac morph & func wwo IV cont w/stress img at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,160.82 $388.16 – $1,375.04
Ascension Saint Thomas Rutherford Murfreesboro $1,160.82 $388.16 – $1,422.46
Greeneville Community Hospital GREENEVILLE $664.80 $192.25 – $1,594.69
Bristol Regional Medical Center BRISTOL $664.80 $320.42 – $1,784.80
Holston Valley Medical Center KINGSPORT $664.80 $320.42 – $1,784.80
62-0123940 BMH Collierville Collierville $899.01 $516.45 – $1,446.92
Hawkins County Memorial Hospital ROGERSVILLE $664.80 $267.02 – $1,550.48
SOUTHERN HILLS MEDICAL CENTER ANTIOCH $3,639.83 $551.16 – $1,219.70

All Tennessee hospitals for this procedure →