Bladder Catheter Insertion (simple) at Sanford Hospital Webster

1401 W 1st St, Webster, SD · Sanford Health · · NPI 1831103449

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$204.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$255.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.07 with Sanford Health Plan Align vs $229.50 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $80.07 ↓ -61%
Wellmark SD Medicare Replacement $85.94 ↓ -58%
Ucare Medicare Replacement $85.94 ↓ -58%
Health Partners Medicare Replacement $86.70 ↓ -58%
United Healthcare Medicare Replacement $86.70 ↓ -58%
Great Plains Medicare Advantage Medicare Replacement $86.70 ↓ -58%
Aetna Medicare Replacement $86.70 ↓ -58%
Primewest Medicare Replacement $88.36 ↓ -57%
Sanford Health Plan SD Exchange True $139.71 ↓ -32%
Security Health Plan Commercial $140.25 ↓ -31%
Sanford Health Plan Group Health/True $159.32 ↓ -22%
Sanford Health Plan SD Exchange Commercial $164.37 ↓ -19%
Health Partners State Employees $168.30 ↓ -18%
Sanford Health Plan Commercial/ND Pers $187.43 ↓ -8%
Health Partners Commercial $191.25 ↓ -6%
Medica Choice $210.38 ↑ +3%
United Healthcare Commercial + Top 20 $212.93 ↑ +4%
Wellmark PPO $219.30 ↑ +8%
Aetna Commercial $221.60 ↑ +9%
Ucare Commercial $224.04 ↑ +10%
Medica Elect $224.91 ↑ +10%
Healthez Commercial $229.50 ↑ +13%
Multiplan Commercial $229.50 ↑ +13%
First Choice Health Network Commercial $229.50 ↑ +13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bladder Catheter Insertion (simple) at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $273.60 $175.45 – $307.80
Sanford USD Medical Center Sioux Falls $264.80 $24.97 – $297.90
Sanford Chamberlain Medical Center Chamberlain $276.80 $118.33 – $311.40
Sanford Canton Inwood Medical Center Canton $289.60 $123.80 – $325.80
Sanford Vermillion Hospital Vermillion $236.80 $87.32 – $266.40
Sanford Aberdeen Medical Center Aberdeen $199.20 $110.43 – $224.10

All South-dakota hospitals for this procedure →