Bladder Catheter Insertion (simple) at Sanford USD Medical Center

1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$264.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.97 with Sanford Health Plan vs $297.90 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $24.97 ↓ -91%
Sanford Health Plan SD Exchange Commercial $24.97 ↓ -91%
Sanford Health Plan Group Health/True $24.97 ↓ -91%
Sanford Health Plan Commercial/ND Pers $24.97 ↓ -91%
Blue Cross Blue Shield of Minnesota PMAP $56.62 ↓ -79%
Health Partners State Employees $110.89 ↓ -58%
Sanford Health Plan Align Medicare Replacement $122.46 ↓ -54%
Health Partners Commercial $129.09 ↓ -51%
Ucare Medicare Replacement $131.48 ↓ -50%
United Healthcare Medicare Replacement $132.77 ↓ -50%
Aetna Medicare Replacement $132.77 ↓ -50%
Health Partners Medicare Replacement $132.77 ↓ -50%
Blue Cross Blue Shield of Minnesota Medicare Replacement $132.77 ↓ -50%
Great Plains Medicare Advantage Medicare Replacement $132.77 ↓ -50%
Ucare Medicaid Managed Care $133.88 ↓ -49%
Primewest Medicaid Managed Care $133.88 ↓ -49%
Primewest Medicare Replacement $135.35 ↓ -49%
Blue Cross Blue Shield of Minnesota State Employees $156.91 ↓ -41%
Blue Cross Blue Shield of Minnesota Commercial $160.67 ↓ -39%
Security Health Plan Commercial $182.05 ↓ -31%
United Healthcare CSP Top 20 $222.76 ↓ -16%
Medica Choice $223.09 ↓ -16%
Ucare Commercial $232.66 ↓ -12%
Medica Elect $238.65 ↓ -10%
Aetna Commercial $253.22 ↓ -4%
United Healthcare Commercial $291.61 ↑ +10%
Multiplan Commercial $297.90 ↑ +13%
Healthez Commercial $297.90 ↑ +13%
First Choice Health Network Commercial $297.90 ↑ +13%
Wellmark HMO/PPO not published by hospital —

Visitor-reported prices

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Bladder Catheter Insertion (simple) at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $273.60 $175.45 – $307.80
Sanford Hospital Webster Webster $204.00 $80.07 – $229.50
Sanford Chamberlain Medical Center Chamberlain $276.80 $118.33 – $311.40
Sanford Canton Inwood Medical Center Canton $289.60 $123.80 – $325.80
Sanford Vermillion Hospital Vermillion $236.80 $87.32 – $266.40
Sanford Aberdeen Medical Center Aberdeen $199.20 $110.43 – $224.10

All South-dakota hospitals for this procedure →