Ghs nailbed repair/nail removal at Sanford USD Medical Center

1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$872.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,091.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.52 with Sanford Health Plan vs $981.90 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange Commercial $109.52 ↓ -87%
Sanford Health Plan SD Exchange True $109.52 ↓ -87%
Sanford Health Plan Commercial/ND Pers $109.52 ↓ -87%
Sanford Health Plan Group Health/True $109.52 ↓ -87%
Blue Cross Blue Shield of Minnesota PMAP $278.37 ↓ -68%
Health Partners State Employees $365.49 ↓ -58%
Health Partners Commercial $425.49 ↓ -51%
Sanford Health Plan Align Medicare Replacement $581.52 ↓ -33%
Security Health Plan Commercial $600.05 ↓ -31%
Ucare Medicare Replacement $624.37 ↓ -28%
United Healthcare Medicare Replacement $630.49 ↓ -28%
Great Plains Medicare Advantage Medicare Replacement $630.49 ↓ -28%
Health Partners Medicare Replacement $630.49 ↓ -28%
Aetna Medicare Replacement $630.49 ↓ -28%
Blue Cross Blue Shield of Minnesota Medicare Replacement $630.49 ↓ -28%
Primewest Medicare Replacement $642.74 ↓ -26%
Primewest Medicaid Managed Care $658.24 ↓ -25%
Ucare Medicaid Managed Care $658.24 ↓ -25%
United Healthcare CSP Top 20 $734.24 ↓ -16%
Medica Choice $735.33 ↓ -16%
Ucare Commercial $766.86 ↓ -12%
Blue Cross Blue Shield of Minnesota State Employees $771.41 ↓ -12%
Medica Elect $786.61 ↓ -10%
Blue Cross Blue Shield of Minnesota Commercial $789.93 ↓ -9%
Aetna Commercial $834.62 ↓ -4%
United Healthcare Commercial $961.17 ↑ +10%
Multiplan Commercial $981.90 ↑ +13%
Healthez Commercial $981.90 ↑ +13%
First Choice Health Network Commercial $981.90 ↑ +13%
Wellmark HMO/PPO not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs nailbed repair/nail removal at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $1,150.40 $737.69 – $1,294.20
Sanford Hospital Webster Webster $771.20 $302.70 – $867.60
Sanford Canton Inwood Medical Center Canton $808.80 $345.76 – $909.90
Sanford Aberdeen Medical Center Aberdeen $800.00 $443.50 – $900.00

All South-dakota hospitals for this procedure →