Ghs nailbed repair/nail removal at Sanford Aberdeen Medical Center

2905 3rd Ave SE, Aberdeen, SD · Sanford Health · · NPI 1235406455

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$800.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$443.50 with Sanford Health Plan vs $919.00 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $443.50 ↓ -45%
Sanford Health Plan Group Health/True $505.70 ↓ -37%
Sanford Health Plan SD Exchange Commercial $521.70 ↓ -35%
Security Health Plan Commercial $550.00 ↓ -31%
Health Partners State Employees $554.00 ↓ -31%
Sanford Health Plan Align Medicare Replacement $581.52 ↓ -27%
Sanford Health Plan Commercial $594.90 ↓ -26%
Ucare Medicare Replacement $624.37 ↓ -22%
Health Partners Commercial $630.00 ↓ -21%
Great Plains Medicare Advantage Medicare Replacement $630.49 ↓ -21%
United Healthcare Medicare Replacement $630.49 ↓ -21%
Health Partners Medicare Replacement $630.49 ↓ -21%
Aetna Medicare Replacement $630.49 ↓ -21%
Blue Cross Blue Shield of North Dakota Medicare Replacement $630.49 ↓ -21%
Primewest Medicare Replacement $642.74 ↓ -20%
Ucare Commercial $781.00 ↓ -2%
Aetna Commercial $820.00 ↑ +3%
United Healthcare Commercial + Top 20 $835.00 ↑ +4%
Medica Choice $859.00 ↑ +7%
Multiplan Commercial $900.00 ↑ +13%
First Choice Health Network Commercial $900.00 ↑ +13%
Healthez Commercial $900.00 ↑ +13%
Medica Elect $919.00 ↑ +15%
Blue Cross Blue Shield of North Dakota Commercial not published by hospital —
Wellmark HMO not published by hospital —

Visitor-reported prices

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Ghs nailbed repair/nail removal at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $1,150.40 $737.69 – $1,294.20
Sanford USD Medical Center Sioux Falls $872.80 $109.52 – $981.90
Sanford Hospital Webster Webster $771.20 $302.70 – $867.60
Sanford Canton Inwood Medical Center Canton $808.80 $345.76 – $909.90

All South-dakota hospitals for this procedure →