Insertion subcutaneous cardiac rhythm monitor at MUSC Health Florence Medical Center

805 Pamplico Hwy Box 100550, Florence, SC · Muschealth · · NPI 1184197683

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$11,592.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23,184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,696.76 with Bcbs vs $25,406.52 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Medicare Managed Care Plan $7,696.76 ↓ -34%
Aetna Medicare Managed Care Plan $7,850.69 ↓ -32%
Absolute Total Care Ambetter Exchange $8,274.01 ↓ -29%
Unitedhealthcare All Commercial Plans $8,283.00 ↓ -29%
Molina Exchange $8,466.43 ↓ -27%
Bcbs Employee $10,290.02 ↓ -11%
Bcbs State Other Commercial Plan $13,720.02 ↑ +18%
Bcbs Lowcountry Blue Exchange $16,052.72 ↑ +38%
Bcbs Bluechoice/Blueoptions Exchange $17,015.79 ↑ +47%
Bcbs Blueessentials Exchange $17,015.79 ↑ +47%
Bcbs Preferred Blue Ppo $21,255.41 ↑ +83%
Bcbs Bluechoice Hmo $25,406.52 ↑ +119%

Visitor-reported prices

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Insertion subcutaneous cardiac rhythm monitor at other South-carolina hospitals

Hospital City Cash price Negotiated range
St Francis Downtown Greenville $11,386.20 not published
MUSC Health Chester Medical Center Chester $9,062.50 $4,862.00 – $21,388.00
MUSC Health Orangeburg Medical Center Orangeburg $10,347.00 $7,696.76 – $8,466.43
MUSC Health Main Campus - Charleston Charleston $10,347.00 $7,492.50 – $8,466.43
MUSC Health Black River Medical Center Cades $8,381.00 $7,696.76 – $9,141.75
MUSC Health Lancaster Medical Center Lancaster $16,573.50 $8,041.71 – $22,497.00
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER not published $4,762.77 – $14,899.94
LIVE OAK MENTAL HEALTH AND WELLNESS Ladson not published $4,762.77 – $14,899.94

All South-carolina hospitals for this procedure →