Insertion subcutaneous cardiac rhythm monitor at MUSC Health Black River Medical Center
3555 Williamsburg County Highway, Cades, SC · Muschealth · · NPI 1841914298
$8,381.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,762.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7,696.76 with Aetna vs $26,208.90 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $7,696.76 | ↓ -8% |
| Clover Health | Medicare Managed Care Plan | $7,850.69 | ↓ -6% |
| Unitedhealthcare | All Commercial Plans | $7,889.00 | ↓ -6% |
| Absolute Total Care | Ambetter Exchange | $8,274.01 | ↓ -1% |
| Molina | Exchange | $8,466.43 | ↑ +1% |
| Bcbs | Lowcountry Blue Exchange | $9,141.75 | ↑ +9% |
| Bcbs | Bluechoice/Blueoptions Exchange | $9,669.83 | ↑ +15% |
| Bcbs | Blueessentials Exchange | $9,669.83 | ↑ +15% |
| Bcbs | Employee | $10,290.02 | ↑ +23% |
| Bcbs | State Other Commercial Plan | $13,720.02 | ↑ +64% |
| Bcbs | Preferred Blue Ppo | $23,858.80 | ↑ +185% |
| Bcbs | Bluechoice Hmo | $26,208.90 | ↑ +213% |
Visitor-reported prices
Comments
Insertion subcutaneous cardiac rhythm monitor at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MUSC Health Florence Medical Center | Florence | $11,592.00 | $7,696.76 – $8,466.43 |
| St Francis Downtown | Greenville | $11,386.20 | not published |
| MUSC Health Chester Medical Center | Chester | $9,062.50 | $4,862.00 – $21,388.00 |
| MUSC Health Orangeburg Medical Center | Orangeburg | $10,347.00 | $7,696.76 – $8,466.43 |
| MUSC Health Main Campus - Charleston | Charleston | $10,347.00 | $7,492.50 – $8,466.43 |
| MUSC Health Lancaster Medical Center | Lancaster | $16,573.50 | $8,041.71 – $22,497.00 |
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | not published | $4,762.77 – $14,899.94 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | not published | $4,762.77 – $14,899.94 |