Mayo factor ii at MUSC Health Kershaw Medical Center

1315 Roberts Street, Camden, SC · Muschealth · · NPI 1487220307

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$248.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.98 with Bcbs vs $83.89 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Medicare Managed Care Plan $12.98 ↓ -95%
Clover Health Medicare Managed Care Plan $13.24 ↓ -95%
Aetna Medicare Managed Care Plan $13.63 ↓ -95%
Absolute Total Care Ambetter Exchange $13.95 ↓ -94%
Molina Exchange $14.28 ↓ -94%
Bcbs Lowcountry Blue Exchange $21.00 ↓ -92%
Bcbs Bluechoice Exchange $22.11 ↓ -91%
Bcbs Blueessentials Exchange $22.11 ↓ -91%
Bcbs Employee $27.47 ↓ -89%
Bcbs State Other Commercial Plan $36.62 ↓ -85%
Bcbs Preferred Blue Ppo $76.37 ↓ -69%
Bcbs Bluechoice Hmo $83.89 ↓ -66%

Visitor-reported prices

visitor-reported
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Mayo factor ii at other South-carolina hospitals

Hospital City Cash price Negotiated range
MUSC Health Florence Medical Center Florence $107.00 $7.44 – $14.28
St Francis Downtown Greenville $304.20 not published
St Francis Eastside Greenville $304.20 not published
MUSC Health Chester Medical Center Chester $149.00 $7.43 – $14.28
MUSC Health Orangeburg Medical Center Orangeburg $138.50 $12.98 – $14.28
MUSC Health Main Campus - Charleston Charleston $138.50 $12.98 – $20.87
MUSC Health Black River Medical Center Cades $100.00 $7.44 – $26.23
MUSC Health Lancaster Medical Center Lancaster $132.00 $12.98 – $22.32

All South-carolina hospitals for this procedure →