Knee MRI (with and without contrast) at MUSC Health Kershaw Medical Center

1315 Roberts Street, Camden, SC · Muschealth · · NPI 1487220307

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$2,429.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,858.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$337.23 with Bcbs vs $2,307.18 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Medicare Managed Care Plan $337.23 ↓ -86%
Clover Health Medicare Managed Care Plan $343.97 ↓ -86%
Aetna Medicare Managed Care Plan $354.09 ↓ -85%
Absolute Total Care Ambetter Exchange $362.52 ↓ -85%
Molina Exchange $370.95 ↓ -85%
Bcbs Lowcountry Blue Exchange $577.67 ↓ -76%
Bcbs Bluechoice Exchange $608.07 ↓ -75%
Bcbs Blueessentials Exchange $608.07 ↓ -75%
Bcbs Employee $772.13 ↓ -68%
Bcbs State Other Commercial Plan $1,029.50 ↓ -58%
Bcbs Preferred Blue Ppo $2,100.30 ↓ -14%
Bcbs Bluechoice Hmo $2,307.18 ↓ -5%

Visitor-reported prices

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Knee MRI (with and without contrast) at other South-carolina hospitals

Hospital City Cash price Negotiated range
MUSC Health Florence Medical Center Florence $3,927.00 $324.48 – $356.93
St Francis Downtown Greenville $2,684.40 not published
St Francis Eastside Greenville $2,684.40 not published
MUSC Health Chester Medical Center Chester $4,880.00 $337.23 – $370.95
MUSC Health Orangeburg Medical Center Orangeburg $1,782.00 $324.48 – $356.93
MUSC Health Main Campus - Charleston Charleston $1,782.00 $324.48 – $573.98
MUSC Health Black River Medical Center Cades $1,658.00 $324.48 – $721.33
MUSC Health Lancaster Medical Center Lancaster $3,615.50 $339.02 – $372.92

All South-carolina hospitals for this procedure →