Treat thigh fracture at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$846.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,411.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$142.24 with AmeriHealth Caritas vs $2,966.25 with Capital Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $142.24 | ↓ -83% |
| Highmark Wholecare (prev Gateway) | Medicaid | $142.24 | ↓ -83% |
| UPMC Health Plan | Managed Medicaid | $145.60 | ↓ -83% |
| United Healthcare Community Plan for Families | PA Medicaid | $146.72 | ↓ -83% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $152.54 | ↓ -82% |
| Geisinger | Medicaid/CHIP | $163.14 | ↓ -81% |
| Prime Net | Managed Medicare | $232.81 | ↓ -73% |
| Aetna | Medicare | $239.91 | ↓ -72% |
| Geisinger | Medicare | $241.52 | ↓ -71% |
| Cigna | Medicare | $241.52 | ↓ -71% |
| United Healthcare | Medicare | $246.12 | ↓ -71% |
| Keystone Health Plan | Medicare Advantage | $282.20 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $282.20 | ↓ -67% |
| Keystone Autism Services | ACAP | $368.03 | ↓ -57% |
| Highmark BCBS of PA | Medicare | $444.23 | ↓ -48% |
| Prime Net | ACO/Legacy Commercial | $578.51 | ↓ -32% |
| Aetna | ACO | $582.74 | ↓ -31% |
| Prime Net | GateKeeper/NonGateKeeper | $673.05 | ↓ -20% |
| Aetna | Commercial | $677.28 | ↓ -20% |
| Highmark BCBS of PA | Medicaid | $761.92 | ↓ -10% |
| Highmark BCBS of PA | Commercial | $810.64 | ↓ -4% |
| UPMC Work Partners | Workers Comp | $842.99 | ↓ -0% |
| Geisinger | Commercial | $923.92 | ↑ +9% |
| Wellspan Population Health | Commercial | $987.70 | ↑ +17% |
| UPMC Health Plan | Commercial | $987.70 | ↑ +17% |
| Prime Net | FH-Medical Rental | $1,051.19 | ↑ +24% |
| Cigna | Commercial | $1,100.58 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,199.35 | ↑ +42% |
| UPMC Health Plan | CHIP | $1,714.66 | ↑ +103% |
| Capital Blue Cross | CHIP | $2,966.25 | ↑ +250% |
| Keystone Health Plan | Commercial | $2,966.25 | ↑ +250% |
| Capital Blue Cross | Commercial | $2,966.25 | ↑ +250% |
| United Healthcare | Commercial | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Treat thigh fracture at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $846.60 | $142.24 – $1,199.35 |
| UPMC Community Osteopathic | Harrisburg | $846.60 | $142.24 – $1,714.66 |
| UPMC Hanover | Hanover | $846.60 | $142.24 – $842.99 |
| UPMC Lititz | Lititz | $846.60 | $142.24 – $838.52 |
| UPMC Muncy | Muncy | $534.60 | $123.20 – $895.97 |
| UPMC Somerset | Somerset | $846.60 | $123.20 – $801.25 |
| UPMC Wellsboro | Wellsboro | $647.20 | $123.20 – $801.25 |
| UPMC Williamsport | Williamsport | $3,355.20 | $123.20 – $925.19 |