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Treat thigh fracture at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$534.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$891.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.20 with UPMC Health Plan vs $846.45 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $123.20 ↓ -77%
Geisinger Medicaid/CHIP $123.20 ↓ -77%
UPMC Health Plan CHIP $123.20 ↓ -77%
Highmark Wholecare (prev Gateway) Medicaid $124.88 ↓ -77%
AmeriHealth Caritas Community HealthChoices (CHC) $126.28 ↓ -76%
AmeriHealth Caritas Medicaid $126.28 ↓ -76%
UPMC Health Plan Managed Medicare $133.65 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $133.65 ↓ -75%
AmeriHealth Caritas Medicare $137.66 ↓ -74%
Cigna Medicare $140.33 ↓ -74%
United Healthcare Medicare $143.01 ↓ -73%
United Healthcare Community Plan for Families PA Medicaid $143.36 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $144.34 ↓ -73%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $190.87 ↓ -64%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $349.45 ↓ -35%
Aetna PEBTF Custom Network $361.30 ↓ -32%
UPMC Health Plan Commercial $388.48 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $411.55 ↓ -23%
Aetna Commercial $425.01 ↓ -20%
Coventry/First Health Commercial $446.39 ↓ -17%
Wirerope Works Commercial $495.40 ↓ -7%
Aetna First Health $588.06 ↑ +10%
Geisinger Commercial $596.97 ↑ +12%
Coventry/First Health FH-Medical Rental $599.64 ↑ +12%
United Healthcare Commercial $609.44 ↑ +14%
Cigna Commercial $610.34 ↑ +14%
Multiplan Auto $694.98 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $694.98 ↑ +30%
America's Choice PPO $712.80 ↑ +33%
InterGroup PPO $712.80 ↑ +33%
Three Rivers Provider Network All $801.90 ↑ +50%
UPMC Work Partners Workers Comp $837.54 ↑ +57%
Multiplan Worker's Compensation $846.45 ↑ +58%

Visitor-reported prices

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Treat thigh fracture at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Somerset Somerset $846.60 $123.20 – $1,058.25
UPMC Wellsboro Wellsboro $647.20 $123.20 – $801.25
UPMC Williamsport Williamsport $3,355.20 $123.20 – $4,473.60

All Pennsylvania hospitals for this procedure →