MRI cardiac morph & func wo IV cont at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$1,656.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,760.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$241.76 with Aetna vs $2,346.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $241.76 | ↓ -85% |
| Geisinger | Medicare | $243.38 | ↓ -85% |
| Cigna | Medicare | $243.38 | ↓ -85% |
| United Healthcare | Medicare | $248.02 | ↓ -85% |
| United Healthcare Community Plan for Families | PA Medicaid | $329.74 | ↓ -80% |
| Keystone Autism Services | ACAP | $370.86 | ↓ -78% |
| Premier Comp Solutions | Worker's Comp | $425.00 | ↓ -74% |
| Highmark Wholecare (prev Gateway) | Medicaid | $436.65 | ↓ -74% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $436.65 | ↓ -74% |
| UPMC Health Plan | Managed Medicaid | $446.97 | ↓ -73% |
| Prime Net | Managed Medicare | $455.40 | ↓ -73% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $468.28 | ↓ -72% |
| Highmark BCBS of PA | Medicare | $476.68 | ↓ -71% |
| Geisinger | Medicaid/CHIP | $500.81 | ↓ -70% |
| Capital Blue Cross | Medicare Advantage | $552.00 | ↓ -67% |
| Keystone Health Plan | Medicare Advantage | $552.00 | ↓ -67% |
| UPMC Work Partners | Workers Comp | $729.62 | ↓ -56% |
| Highmark BCBS of PA | Medicaid | $767.78 | ↓ -54% |
| Highmark BCBS of PA | Commercial | $816.87 | ↓ -51% |
| Prime Net | ACO/Legacy Commercial | $1,131.60 | ↓ -32% |
| Aetna | ACO | $1,139.88 | ↓ -31% |
| Cigna | Commercial | $1,224.77 | ↓ -26% |
| Prime Net | GateKeeper/NonGateKeeper | $1,316.52 | ↓ -21% |
| Aetna | Commercial | $1,324.80 | ↓ -20% |
| Geisinger | Commercial | $1,807.25 | ↑ +9% |
| Wellspan Population Health | Commercial | $1,932.00 | ↑ +17% |
| UPMC Health Plan | Commercial | $1,932.00 | ↑ +17% |
| United Healthcare | Commercial | $2,031.36 | ↑ +23% |
| Prime Net | FH-Medical Rental | $2,056.20 | ↑ +24% |
| Keystone Health Plan | Commercial | $2,133.06 | ↑ +29% |
| Capital Blue Cross | Commercial | $2,133.06 | ↑ +29% |
| Capital Blue Cross | CHIP | $2,133.06 | ↑ +29% |
| UPMC Health Plan | CHIP | $2,146.31 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $2,346.00 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
MRI cardiac morph & func wo IV cont at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $3,652.80 | $251.71 – $4,870.40 |
| UPMC Carlisle | Carlisle | $1,656.00 | $228.92 – $2,346.00 |
| UPMC Community Osteopathic | Harrisburg | $1,656.00 | $235.40 – $2,346.00 |
| UPMC Hamot | Erie | $3,375.00 | $265.97 – $697.19 |
| UPMC Hanover | Hanover | $1,656.00 | $228.61 – $729.62 |
| UPMC Kane | Kane | $2,448.60 | $378.20 – $770.16 |
| UPMC Lititz | Lititz | $1,656.00 | $229.84 – $729.62 |
| UPMC Muncy | Muncy | $2,514.00 | $322.19 – $745.83 |