MRI cardiac morph & func wo IV cont at UPMC Kane

4372 Route 6, Kane, PA · UPMC · · NPI 146763537

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$2,448.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,081.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$378.20 with UPMC Health Plan vs $91,871.47 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $378.20 ↓ -85%
Aetna CHIP/Medicaid $378.20 ↓ -85%
United Healthcare Community Plan for Families Unison Kids $395.39 ↓ -84%
Geisinger Medicaid/CHIP $477.88 ↓ -80%
Highmark Wholecare (prev Gateway) Medicaid $509.89 ↓ -79%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $536.74 ↓ -78%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $585.94 ↓ -76%
UPMC Work Partners Workers Comp $697.19 ↓ -72%
Highmark BCBS of PA Managed Care - Social Mission $738.17 ↓ -70%
Highmark BCBS of PA Commercial - Social Mission Indemnity $738.17 ↓ -70%
Focus Healthcare Workers Compensation $770.16 ↓ -69%
Highmark BCBS of PA Commercial - Indemnity $904.17 ↓ -63%
Highmark BCBS of PA Managed Care $904.17 ↓ -63%
United Healthcare Commercial $1,357.00 ↓ -45%
UPMC Health Plan CHIP $1,428.35 ↓ -42%
Highmark BCBS of PA Together Blue Medicare Advantage $1,509.97 ↓ -38%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage $1,509.97 ↓ -38%
Highmark BCBS of PA Freedom Blue Medicare Advantage $1,509.97 ↓ -38%
Highmark BCBS of PA Security Blue Medicare Advantage $1,509.97 ↓ -38%
UPMC Health Plan Managed Medicare $1,509.97 ↓ -38%
Highmark Wholecare (prev Gateway) Medicare $1,552.82 ↓ -37%
Aetna of PA Medicare $1,570.37 ↓ -36%
UPMC Health Plan Commercial $1,580.49 ↓ -35%
United Healthcare Unison Advantage Non Special Needs $1,585.47 ↓ -35%
AmeriHealth Caritas Medicare $1,630.77 ↓ -33%
United Healthcare Unison Advantage Special Needs $1,660.97 ↓ -32%
UPMC Health Plan Partners/Select $1,781.76 ↓ -27%
Horizon Health Plan Commercial $2,856.70 ↑ +17%
Cigna Commercial $2,856.70 ↑ +17%
Multiplan Auto/PPO/Worker's Compensation $3,060.75 ↑ +25%
Health Coalition Partners PPO $3,264.80 ↑ +33%
InterGroup Commercial $3,264.80 ↑ +33%
Focus Healthcare Disability/PPO/Auto $3,876.95 ↑ +58%
Cigna Medicare $91,871.47 ↑ +3652%
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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MRI cardiac morph & func wo IV cont at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3,652.80 $251.71 – $4,870.40
UPMC Carlisle Carlisle $1,656.00 $228.92 – $2,346.00
UPMC Community Osteopathic Harrisburg $1,656.00 $235.40 – $2,346.00
UPMC Hamot Erie $3,375.00 $265.97 – $697.19
UPMC Hanover Hanover $1,656.00 $228.61 – $729.62
UPMC Lititz Lititz $1,656.00 $229.84 – $729.62
UPMC Memorial York $1,656.00 $241.76 – $2,133.06
UPMC Muncy Muncy $2,514.00 $322.19 – $745.83

All Pennsylvania hospitals for this procedure →