Mr sfty implt&/fb asmt stf 1 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$45.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$75.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.83 with Highmark BCBS of PA vs $82.75 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare $2.83 ↓ -94%
UPMC Work Partners Workers Comp $10.06 ↓ -78%
Premier Comp Solutions Worker's Comp $10.06 ↓ -78%
Prime Net Managed Medicare $12.38 ↓ -72%
Keystone Health Plan Medicare Advantage $15.00 ↓ -67%
Capital Blue Cross Medicare Advantage $15.00 ↓ -67%
Aetna Medicare $24.49 ↓ -46%
Cigna Medicare $24.65 ↓ -45%
Geisinger Medicare $24.65 ↓ -45%
United Healthcare Medicare $25.12 ↓ -44%
Prime Net ACO/Legacy Commercial $30.75 ↓ -32%
Aetna ACO $30.98 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $35.77 ↓ -21%
Aetna Commercial $36.00 ↓ -20%
Keystone Autism Services ACAP $37.57 ↓ -17%
Geisinger Medicaid/CHIP $41.25 ↓ -8%
Capital Blue Cross CHIP $45.41 ↑ +1%
Capital Blue Cross Commercial $45.41 ↑ +1%
Keystone Health Plan Commercial $47.68 ↑ +6%
Geisinger Commercial $49.11 ↑ +9%
Wellspan Population Health Commercial $52.50 ↑ +17%
UPMC Health Plan CHIP $52.50 ↑ +17%
UPMC Health Plan Commercial $52.50 ↑ +17%
United Healthcare Commercial $55.20 ↑ +23%
Prime Net FH-Medical Rental $55.88 ↑ +24%
Cigna Commercial $58.50 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $63.75 ↑ +42%
Highmark BCBS of PA Medicaid $77.78 ↑ +73%
Highmark BCBS of PA Commercial $82.75 ↑ +84%

Visitor-reported prices

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Mr sfty implt&/fb asmt stf 1 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $44.40 $3.48 – $59.20
UPMC Bedford Everett $45.00 $8.42 – $67.50
UPMC Carlisle Carlisle $45.00 $10.06 – $63.75
UPMC Cole Coudersport $45.00 $9.61 – $60.00
UPMC Community Osteopathic Harrisburg $45.00 $10.06 – $63.75
UPMC East Monroeville $45.00 $7.81 – $60.00
UPMC Hamot Erie $45.00 $9.61 – $29.11
UPMC Northwest Seneca $45.00 $9.02 – $25.22

All Pennsylvania hospitals for this procedure →