Mr sfty implt&/fb asmt stf 1 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$45.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.42 with Aetna of PA vs $67.50 with Health Coalition Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $8.42 ↓ -81%
UPMC Work Partners Workers Comp $9.61 ↓ -79%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $9.64 ↓ -79%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $11.87 ↓ -74%
UPMC Health Plan Managed Medicare $20.14 ↓ -55%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $23.35 ↓ -48%
Aetna Medicare $24.05 ↓ -47%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $24.10 ↓ -46%
United Healthcare Medicare $24.98 ↓ -44%
Highmark Wholecare (prev Gateway) Medicare $25.22 ↓ -44%
AmeriHealth Caritas Medicare $25.22 ↓ -44%
Cigna Medicare $25.22 ↓ -44%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $25.22 ↓ -44%
UPMC Health Plan CHIP $26.25 ↓ -42%
Cigna EBR $30.00 ↓ -33%
Aetna EBR ASO $30.00 ↓ -33%
Cigna Commercial $30.00 ↓ -33%
Aetna EBR FI $36.75 ↓ -18%
United Healthcare Compass Exchange $41.25 ↓ -8%
Geisinger Medicaid/CHIP $41.25 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $41.25 ↓ -8%
Aetna Neighborhood Network $46.50 ↑ +3%
Aetna Home Depot Employer Group $47.77 ↑ +6%
United Healthcare All Business $48.75 ↑ +8%
Cigna New Business ASO $48.75 ↑ +8%
Cigna NBR ASO/FI $48.75 ↑ +8%
Aetna NBR ASO/FI $48.75 ↑ +8%
InterGroup PPO $48.75 ↑ +8%
Coventry/First Health Commercial $52.50 ↑ +17%
UPMC Health Plan Commercial $53.40 ↑ +19%
Preferred Healthcare System PPO $60.00 ↑ +33%
SelectCare Commercial $67.50 ↑ +50%
Private Health Care Systems PPO $67.50 ↑ +50%
Humana Commercial $67.50 ↑ +50%
Health Coalition Partners Intergroup $67.50 ↑ +50%

Visitor-reported prices

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Mr sfty implt&/fb asmt stf 1 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $44.40 $3.48 – $59.20
UPMC Carlisle Carlisle $45.00 $10.06 – $63.75
UPMC Cole Coudersport $45.00 $9.61 – $60.00
UPMC Community Osteopathic Harrisburg $45.00 $10.06 – $63.75
UPMC East Monroeville $45.00 $7.81 – $60.00
UPMC Hamot Erie $45.00 $9.61 – $29.11
UPMC Northwest Seneca $45.00 $9.02 – $25.22
UPMC Hanover Hanover $45.00 $10.06 – $37.44

All Pennsylvania hospitals for this procedure →