Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$89.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.84 with United Healthcare Community Plan for Families vs $126.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $12.84 ↓ -86%
UPMC Work Partners Workers Comp $16.62 ↓ -81%
Aetna Medicare $16.76 ↓ -81%
Geisinger Medicare $16.87 ↓ -81%
Cigna Medicare $16.87 ↓ -81%
United Healthcare Medicare $17.19 ↓ -81%
United Healthcare Commercial $19.84 ↓ -78%
Highmark BCBS of PA Medicare $23.83 ↓ -73%
Prime Net Managed Medicare $24.59 ↓ -72%
Keystone Autism Services ACAP $25.71 ↓ -71%
Keystone Health Plan Medicare Advantage $29.80 ↓ -67%
Capital Blue Cross Medicare Advantage $29.80 ↓ -67%
Cigna Commercial $41.80 ↓ -53%
Highmark BCBS of PA Medicaid $53.23 ↓ -40%
Highmark BCBS of PA Commercial $56.63 ↓ -37%
Prime Net ACO/Legacy Commercial $61.09 ↓ -32%
Aetna ACO $61.54 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $71.07 ↓ -21%
Aetna Commercial $71.52 ↓ -20%
UPMC Health Plan CHIP $75.38 ↓ -16%
Capital Blue Cross CHIP $79.67 ↓ -11%
Keystone Health Plan Commercial $79.67 ↓ -11%
Capital Blue Cross Commercial $79.67 ↓ -11%
Geisinger Medicaid/CHIP $81.95 ↓ -8%
Geisinger Commercial $97.57 ↑ +9%
Wellspan Population Health Commercial $104.30 ↑ +17%
UPMC Health Plan Commercial $104.30 ↑ +17%
Prime Net FH-Medical Rental $111.00 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $126.65 ↑ +42%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $292.20 $15.88 – $389.60
UPMC Bedford Everett $210.60 $5.80 – $315.90
UPMC Carlisle Carlisle $89.40 $8.84 – $126.65
UPMC Community Osteopathic Harrisburg $89.40 $12.84 – $126.65
UPMC East Monroeville $225.60 $15.88 – $300.80
UPMC Hamot Erie $168.60 $15.88 – $29.24
UPMC Northwest Seneca $191.40 $14.57 – $17.36
UPMC Hanover Hanover $89.40 $12.84 – $75.38

All Pennsylvania hospitals for this procedure →