Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$210.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$351.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.80 with Aetna of PA vs $315.90 with SelectCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $5.80 ↓ -97%
UPMC Health Plan Managed Medicare $13.86 ↓ -93%
UPMC Work Partners Workers Comp $15.88 ↓ -92%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $16.07 ↓ -92%
Aetna Medicare $16.55 ↓ -92%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $16.59 ↓ -92%
United Healthcare Medicare $17.19 ↓ -92%
Highmark Wholecare (prev Gateway) Medicare $17.35 ↓ -92%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $17.36 ↓ -92%
AmeriHealth Caritas Medicare $17.36 ↓ -92%
Cigna Medicare $17.36 ↓ -92%
UPMC Health Plan Commercial $21.02 ↓ -90%
UPMC Health Plan CHIP $75.38 ↓ -64%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $81.08 ↓ -62%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $99.89 ↓ -53%
Cigna Commercial $140.40 ↓ -33%
Cigna EBR $140.40 ↓ -33%
Aetna EBR ASO $140.40 ↓ -33%
Aetna EBR FI $171.99 ↓ -18%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $193.05 ↓ -8%
United Healthcare Compass Exchange $193.05 ↓ -8%
Geisinger Medicaid/CHIP $193.05 ↓ -8%
Aetna Neighborhood Network $217.62 ↑ +3%
Aetna Home Depot Employer Group $223.59 ↑ +6%
Cigna NBR ASO/FI $228.15 ↑ +8%
United Healthcare All Business $228.15 ↑ +8%
Aetna NBR ASO/FI $228.15 ↑ +8%
Cigna New Business ASO $228.15 ↑ +8%
InterGroup PPO $228.15 ↑ +8%
Coventry/First Health Commercial $245.70 ↑ +17%
Preferred Healthcare System PPO $280.80 ↑ +33%
Private Health Care Systems PPO $315.90 ↑ +50%
Health Coalition Partners Intergroup $315.90 ↑ +50%
Humana Commercial $315.90 ↑ +50%
SelectCare Commercial $315.90 ↑ +50%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $292.20 $15.88 – $389.60
UPMC Carlisle Carlisle $89.40 $8.84 – $126.65
UPMC Community Osteopathic Harrisburg $89.40 $12.84 – $126.65
UPMC East Monroeville $225.60 $15.88 – $300.80
UPMC Hamot Erie $168.60 $15.88 – $29.24
UPMC Northwest Seneca $191.40 $14.57 – $17.36
UPMC Hanover Hanover $89.40 $12.84 – $75.38
UPMC Horizon-Greenville Greenville $121.20 $14.39 – $30.16

All Pennsylvania hospitals for this procedure →