Fetal contract stress test 59020 - 26 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$555.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$926.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.73 with AmeriHealth Caritas vs $3,000.00 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $38.73 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $38.73 ↓ -93%
UPMC Health Plan Managed Medicaid $39.65 ↓ -93%
United Healthcare Community Plan for Families PA Medicaid $39.95 ↓ -93%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $41.54 ↓ -93%
Geisinger Medicaid/CHIP $44.43 ↓ -92%
Prime Net Managed Medicare $152.79 ↓ -73%
Capital Blue Cross Medicare Advantage $185.20 ↓ -67%
Keystone Health Plan Medicare Advantage $185.20 ↓ -67%
Aetna Medicare $201.19 ↓ -64%
Geisinger Medicare $202.54 ↓ -64%
Cigna Medicare $202.54 ↓ -64%
United Healthcare Medicare $206.40 ↓ -63%
UPMC Work Partners Workers Comp $219.65 ↓ -60%
Highmark BCBS of PA Medicare $272.70 ↓ -51%
Keystone Autism Services ACAP $308.64 ↓ -44%
Prime Net ACO/Legacy Commercial $379.66 ↓ -32%
Aetna ACO $382.44 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $441.70 ↓ -21%
Aetna Commercial $444.48 ↓ -20%
United Healthcare Commercial $471.00 ↓ -15%
Geisinger Commercial $606.34 ↑ +9%
Highmark BCBS of PA Medicaid $638.96 ↑ +15%
Wellspan Population Health Commercial $648.20 ↑ +17%
UPMC Health Plan Commercial $648.20 ↑ +17%
Highmark BCBS of PA Commercial $679.82 ↑ +22%
Prime Net FH-Medical Rental $689.87 ↑ +24%
Cigna Commercial $722.28 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $787.10 ↑ +42%
Capital Blue Cross Commercial $1,310.40 ↑ +136%
Capital Blue Cross CHIP $1,310.40 ↑ +136%
Keystone Health Plan Commercial $1,310.40 ↑ +136%
UPMC Health Plan CHIP $3,000.00 ↑ +440%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $555.60 $38.73 – $787.10
UPMC Cole Coudersport $780.60 $32.02 – $1,040.80
UPMC Community Osteopathic Harrisburg $555.60 $38.73 – $3,000.00
UPMC Hanover Hanover $555.60 $38.73 – $307.49
UPMC Lititz Lititz $555.60 $38.73 – $309.15
UPMC Somerset Somerset $555.60 $33.55 – $207.19
Uniontown Hospital Uniontown $220.00 $28.57 – $407.01

All Pennsylvania hospitals for this procedure →